Bay City Homes under $250,000

Bay City Homes under $250,000

Welcome to Bay City, Michigan – a charming waterfront community that beautifully blends small-town charm with vibrant city life. Nestled along the shores of the Saginaw River and the stunning Bay of Saginaw, this city is a hidden gem in Bay County, offering a unique lifestyle that appeals to families, retirees, and young professionals alike.

Bay City is rich in history, boasting a delightful array of Victorian architecture and a bustling downtown filled with delightful shops, restaurants, and art galleries. The city is known for its warm, welcoming atmosphere and a strong sense of community, making it an ideal place to call home. Outdoor enthusiasts will appreciate the numerous parks, scenic riverwalks, and recreational opportunities, including boating, fishing, and hiking along the picturesque waterfront.

For those seeking affordable housing options, Bay City presents an exciting opportunity. With a variety of homes available for under $250,000, it offers an excellent chance for first-time homebuyers and investors alike. Whether you’re looking for a cozy bungalow, a spacious family home, or a charming historic property, Bay City has something to suit every taste and budget.

Imagine living in a vibrant community where you can enjoy the beauty of the Great Lakes, engage in local festivals, and savor delicious cuisine at waterfront restaurants—all while finding an affordable home that fits your lifestyle. Discover Bay City, where your dream home awaits!

Newest Bay City Homes under $250,000

309 Marsac Street, Bay City
$64,900
2 Beds ⋅ 1 Baths ⋅ 50224327 MLS
Investor Opportunity in Bay City’s South End! Cash sale only! This property offers plenty of potential for the investor ready to roll up their sleeves and bring it back to life. Whether you're looking for your next flip or a property to renovate and add to your rental portfolio, this home is full of possibilities. Some work has recently been started in the living and dining rooms. Features include vinyl windows, a circuit breaker electrical panel, copper and PVC plumbing, a fenced yard, a small gravel driveway, and a full basement offering ample storage space. Upstairs, you'll find one bedroom, plus a 12x9 area with potential to create an additional bedroom and a separate 13x8 room ready for your ideas. Please note: Utilities have been shut off for approximately two years, so bring a flashlight for showings. The roof has a leak affecting the dining room ceiling. Conveniently located within one block of the Lafayette Library. Bring your vision and explore the possibilities this investment property has to offer! Cash sale only.

309 Marsac Street, Bay City
1709 Michigan Avenue, Bay City
$174,000
3 Beds ⋅ 2 Baths ⋅ 61037264 MLS
This beautifully updated home offers the perfect blend of modern upgrades and timeless charm! Major improvements completed approximately seven years ago include the roof, windows, furnace, central air conditioning, water heater, electrical wiring, and PEX plumbing, providing peace of mind for years to come. Inside, you'll find original hardwood floors throughout, elegant crown molding, and a beautifully remodeled kitchen completed just 1.5 years ago. A new attic staircase provides easy access to additional storage, while thoughtful design touches create a warm and inviting feel. Relax on the covered front porch with your morning coffee or unwind on the covered back porch while overlooking the spacious backyard. Situated on approximately 0.50 acres, the property features a detached two-car garage plus an additional garage with electricity, perfect for a workshop, hobby space, extra storage, or even a home gym. The fully fenced backyard is a gardener's dream, featuring a mini orchard with apple, pear, cherry, and plum trees, along with grapevines, raspberry bushes, and plenty of room to expand your garden, entertain, or simply enjoy the outdoors. Conveniently located near a boat launch for easy access to the Saginaw River, this home combines major updates, versatile outdoor space, and thoughtful details throughout. Don't miss your opportunity to make it yours!

1709 Michigan Avenue, Bay City
1113 S Grant Street, Bay City
$80,000
3 Beds ⋅ 1 Baths ⋅ 50224302 MLS
This charming 2 story Bay City home offers just over 1,300 sq ft of living space with 3 spacious bedrooms and 1 full bath. The large eat in kitchen provides plenty of room, while the generous bedrooms offer comfortable living space throughout. The home also features a full basement for additional storage, a 1 car garage, and a fenced in backyard perfect for pets, entertaining, or enjoying some outdoor space of your own. Conveniently located in Bay City, this home offers plenty of space and a great opportunity to make it your own!

1113 S Grant Street, Bay City
106 E Chestnut Avenue, Bay City
$188,900
2 Beds ⋅ 2 Baths ⋅ 50224218 MLS
Welcome to this beautifully updated brick ranch in Bay City, right off the river, featuring two bedrooms, two bathrooms, an eat-in kitchen with all appliances included, a laundry room with appliances included too, a one-and-a-half-car garage, and an inviting front patio with views of the River and Riverwalk. This move-in-ready home also includes a newer roof (2024) and a 14-month home warranty provided at the time of closing.

106 E Chestnut Avenue, Bay City
200 S Farragut Street, Bay City
$129,900
5 Beds ⋅ 2 Baths ⋅ 50224166 MLS
Newly Updated 5 Bedroom 1.5 Bathroom Home. New Paint. New Flooring. Formal Dining, parlor and office with beautiful woodwork and trim. Built in Drawers and Cabinets throughout. Plenty of kitchen cabinets. Oversize two car garage. Fenced yard

200 S Farragut Street, Bay City
605 Patterson Avenue, Bay City
$199,900
4 Beds ⋅ 2 Baths ⋅ 50224153 MLS
BACK ON MARKET DUE TO BUYER FINANCING. HIGHEST AND BEST DUE FRIDAY 10/09 AT 12:00PM. Welcome to this well maintained four bedroom home offering space, character, and peace of mind for its next owners. Step inside to find solid hardwood floors flowing throughout the main level, adding warmth and timeless charm to every room. With four bedrooms and a full bathroom on the main level, plus a second full bathroom in the basement, there's plenty of room for family and guests. Major systems have already been taken care of, with windows, roof, gutters, furnace, air conditioning, and electrical all updated roughly 12 years ago. Laundry is flexible here too, with a hookup in the basement and a second hookup available on the first floor to fit your lifestyle. Outside, this home truly shines when it comes to entertaining. The detached garage connects to a sun room, which opens up to a covered patio, creating a seamless indoor/outdoor living space perfect for relaxing or hosting. Just steps away, an outdoor tiki bar sets the scene for summer gatherings, backyard hangouts, or simply unwinding after a long day.

605 Patterson Avenue, Bay City
393 State Park Drive, Bay City
$165,000
2 Beds ⋅ 1 Baths ⋅ 50224134 MLS
Tucked back off the main road on 2.82 serene and picturesque acres, this charming two-bedroom, one-bathroom bungalow in Bangor Township offers a rare blend of everyday comfort and outdoor freedom. Step inside to find a warm, inviting floor plan designed for effortless single-level living, perfect as a tranquil retreat or a comfortable everyday homestead. The expansive grounds provide endless possibilities for gardening, entertaining, or simply taking in the peaceful surroundings from your own backyard. For hobbyists, mechanics, or anyone in need of extra storage space, the property is fully equipped with both a detached garage and an impressive, standalone 24x24 garage with room for vehicles, recreational equipment, workshop tools, and seasonal gear. Nature enthusiasts will love the direct access to outdoor recreation, as the lot directly adjoins the local rail trail for miles of scenic walking, running, and biking. Situated just a short drive from the beaches and trails of Bay City State Park, this unique property pairs complete privacy with convenient access to nearby parks, shopping, and community amenities.

393 State Park Drive, Bay City
2613 S Monroe Street, Bay City
$99,000
3 Beds ⋅ 1 Baths ⋅ 70562664 MLS
This 3-bedroom, 1-bathroom single-family residence in Bay City offers 1,113 square feet of living space on a generous 15,000-square-foot lot. The home features a functional U-shaped kitchen with white cabinetry and tile countertops, complemented by a connected dining area and living spaces throughout. The attached garage provides convenient vehicle storage, while the expansive backyard includes mature trees and a brick fire pit for outdoor enjoyment. A red-painted shed with gambrel roof adds storage utility to the property. The basement offers additional space with utility features, and the home's siding exterior and covered entry provide solid curb appeal and weather protection.

2613 S Monroe Street, Bay City
2010 11th Street, Bay City
$162,900
3 Beds ⋅ 2 Baths ⋅ 50224021 MLS
Welcome home to this charming 3-bedroom, 2-bath brick ranch . The updated kitchen features stainless steel appliances, while the updated bathroom adds modern appeal. The spacious living room showcases a fireplace. The full, partially finished basement provides additional living and entertaining space, complete with a pool table and second fireplace, newer furnace. Outside, enjoy a fenced-in yard with a deck and gazebo, perfect for relaxing, entertaining, or enjoying the outdoors. Parking and storage in the one car attached garage. Ideally located close to schools, the hospital, shopping, and everyday conveniences.

2010 11th Street, Bay City
1607 S Farragut Street, Bay City
$84,999
2 Beds ⋅ 1 Baths ⋅ 50224017 MLS
Welcome to 1607 S. Farragut, a 2 bedroom, 1 bath home on a quiet street just minutes from downtown Bay City. Fresh paint through most of the interior and brand new carpet give this 1940 home a clean, move in ready feel. The kitchen offers gray shaker cabinets, a hexagon tile backsplash, a gas range, and laundry hookups right in the kitchen. Arched doorways and beadboard wainscoting bring classic character, and the primary bedroom measures approximately 11 x 17 with a double closet. The forced air furnace is less than 5 years old, bringing peace of mind. Outside, you'll find a fenced backyard with mature trees, a patio off the rear entry, and a detached garage with an attached storage area of approximately 18 x 24, ready for a workshop, hobbies, or extra storage. All on a 50 x 115 lot. Schedule your showing today!

1607 S Farragut Street, Bay City
611 S Chilson Street, Bay City
$129,000
4 Beds ⋅ 1 Baths ⋅ 50224004 MLS
Be in for Christmas on Chilson, this 4-bedroom 1 bath home remodeled just 5 years ago home sits just North of Fisher on the deep lot part of Chilson with beautiful home both across the street and on both sides. come enjoy this large kitchen with plenty of room to entertain in the massive dining room. 172.5 deep lot with trees and an area for a garden. take a walk around the neighborhood this is a great place for your family.

611 S Chilson Street, Bay City
3960 Sequin Drive, Bay City
$230,000
4 Beds ⋅ 2 Baths ⋅ 50223984 MLS
If your Buyers are Waiting in the Wings for that "Perfect Fit" When Purchasing their New Home in Bangor Twp.....then this is it! Beautifully Remodeled Kitchen & Bathroom/2018, Stainless Steel Appliances/2017, Granite Countertops, 4th Basement Bedroom/Egress-2023, Furnace/AC, Washer/Dryer/2021 New Sump Pump/Battery Backup/2021, New Flooring, Refinished Wood Floors All Improved Upon throughout Home/Basement 2017-2021. Partial Fencing/2021, Porch Railings/2020, Entry Door/2020, Exterior Paint on Aluminum Siding/2020. Walk Right In, Sit Right Down & Appreciate all the Charm this Home has to Offer! STSFSH

3960 Sequin Drive, Bay City
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