Bay City Condos for Sale

Bay City Condos for Sale

Welcome to Bay City, Michigan—a hidden gem nestled along the banks of the Saginaw River, where charming historic architecture meets a vibrant modern lifestyle. This picturesque city is renowned for its rich maritime history, friendly community, and an array of recreational activities that cater to residents of all ages. With its beautiful waterfront parks, bustling downtown, and an eclectic mix of shops and restaurants, Bay City offers a unique blend of small-town charm and urban convenience.

For those considering a move to this delightful city, Bay City boasts an impressive selection of condos for sale, perfect for anyone looking to embrace a low-maintenance lifestyle without sacrificing comfort or style. Whether you’re a first-time homebuyer, a retiree seeking a peaceful retreat, or a busy professional craving convenience, our condos cater to a variety of needs and preferences.

Imagine waking up to stunning views of the river, enjoying your morning coffee on a private balcony, and taking leisurely strolls along the scenic waterfront. Many of our available condos feature modern amenities, spacious interiors, and access to community facilities, making them ideal for both relaxation and entertainment.

Living in Bay City means being part of a close-knit community that values connection and camaraderie. With a calendar full of local events, festivals, and outdoor activities, you'll always find something to engage in. Explore the beauty of Bay City and discover your perfect condo today—your new home awaits!

Newest Bay City Condos for Sale

$329,900
3 Beds ⋅ 3 Baths ⋅ 50220675 MLS
Welcome to luxury living on the Bay City Country Club! This impressive 2,400 sq. ft. end-unit condo offers a spacious and thoughtfully designed floor plan with 3 bedrooms and 2.5 bathrooms. The large living room features a cozy fireplace and beautiful views overlooking the 5th hole, creating the perfect setting to relax or entertain. The main level includes a spacious primary suite, first-floor laundry, and a den ideal for a home office or additional sitting area. Upstairs provides additional bedrooms and plenty of space for guests. An attached 2-car garage adds convenience and storage. Enjoy low-maintenance condo living, golf course views, and a premier location at the Bay City Country Club. As an added benefit, the special assessment has been paid in full!

2698 Oakmont Drive, Bay City
$229,000
2 Beds ⋅ 2 Baths ⋅ 50219610 MLS
Enjoy the best of the Bay City lifestyle from this beautifully remodeled 2-bedroom, 1.5 bath upper end-unit condo overlooking Veterans Memorial Park, the Saginaw River and marina. The stylish interior features granite countertops, Kraftsman cabinetry, new vinyl flooring, Pella windows and doors, gas fireplace, updated bathroom, on-demand water heater and extensive updates to the plumbing, electrical, heating and cooling. Step onto your private balcony and take in the views—or even watch the Bay City fireworks from home! The Riverwalk and rail-trail are just across the street, with marinas, restaurants, bars, shopping, festivals, concerts and downtown nightlife all nearby. In-unit laundry and appliances are included, while the association handles exterior maintenance, lawn care and snow removal. A great opportunity for carefree year-round living or a weekend getaway in the heart of Bay City.

345 S Walnut Street, Bay City
$174,900
3 Beds ⋅ 2 Baths ⋅ 50218365 MLS
Enjoy easy, low-maintenance living with beautiful golf course views! This clean 3-bedroom, 2-full-bath condo is ideally situated on the 11th Hole of Bay Valley Golf Course. The inviting patio offers a relaxing spot to enjoy the peaceful setting and scenic views. Mostly newer windows, along with new kitchen and foyer flooring. The lower level provides flexible finished space perfect for a family room, home office, recreation area, or additional gathering space. Waterproof basement with transferrable warranty. Central air and an attached garage add everyday comfort and convenience. Furnace install 2020. All carpet has been freshly cleaned.The HOA includes lawn care, snow removal, cable, and internet, pool access, allowing you to spend less time on maintenance and more time enjoying your home and surroundings.

2269 Fairway Pines Court Unit Court#4, Unit 51, Bay City
$299,900
3 Beds ⋅ 3 Baths ⋅ 50217767 MLS
Welcome to 6317 Heather Ridge Drive. This well-maintained 3-bedroom, 3-bathroom condo offers an open floor plan with vaulted ceilings that bring in natural light and add architectural character throughout. The living room features a cozy fireplace, creating a warm and inviting space to gather or relax. The spacious primary suite includes a private bathroom and a large walk-in closet, while first-floor laundry adds everyday convenience. A newer central air unit provides added comfort year-round. Step outside to your own private patio and enjoy the quiet setting of a low-traffic cul-de-sac in a beautifully maintained community. Ideally located near Bay Valley Resort (a scenic golf resort), Saginaw Valley State University, and easy access to I-75 for a convenient commute. All appliances and vertical platform lift in the garage will stay. Exterior maintenance, lawn care, and snow removal are included in HOA fees. Don't miss out on the opportunity to call this condo your home!

6317 Heather Ridge Drive, Bay City
$187,900
2 Beds ⋅ 3 Baths ⋅ 50215821 MLS
This lovely designed, end Unit Condo, offers a unique floor plan that goes beyond the typical galley kitchen layout. The custom kitchen features a spacious island and cozy breakfast nook, making it perfect for everyday living. A built in desk/office area provides a convenient workspace and is cleverly tucked away where you might think it's a closet. The open concept living and dining area is highlighted by a charming gas log fireplace. The primary suite with private bath has carpeting and ceramic tile and a generous walk in closet. The 2nd bedroom is downstairs along with additional full bath, family room, L shaped utility room and more! Private paver patio, is your place to relax in summer or fall. Cable and Internet included in the HOA fee.

4870 Appletree Lane, Bay City
$475,000
2 Beds ⋅ 3 Baths ⋅ 50215703 MLS
Welcome to this stunning fourth-floor luxury penthouse condo in the historic Shearer Building, ideally situated on Center Avenue in the heart of downtown Bay City. This beautifully updated 2-bedroom, 2.5-bath residence blends timeless architectural character with stylish modern updates, offering the perfect combination of comfort, elegance, and convenience. Inside, you'll find bright, inviting living spaces enhanced by numerous quality renovations and contemporary finishes. Thoughtfully updated while preserving the home's historic charm, every detail has been designed for comfortable everyday living and effortless entertaining. Just before stepping onto the private balcony, you'll find a versatile office/bonus room—an ideal space for working from home, a reading nook, hobby room, or additional lounge area. Go outside onto your breathtaking private balcony, where you can enjoy your morning coffee, unwind with a good book, entertain guests, or simply take in the beautiful views from your own peaceful retreat. Residents enjoy beautifully maintained common areas, generous designated storage, and the added security and convenience of a gated parking lot. Located in Bay City's vibrant downtown, you'll have easy access to waterfront attractions, exceptional dining, boutique shopping, entertainment, and the year-round festivals and events that make this area such a sought-after place to live. The current owners have completed numerous quality improvements throughout the home. Please refer to the attached documents for a complete list of recent updates and renovations. Schedule your private showing today and experience downtown living at its finest!

315 Center Ste 404 Avenue, Bay City
$419,900
3 Beds ⋅ 2 Baths ⋅ 50214672 MLS
Experience the quality and craftsmanship that set Cobblestone apart in this beautifully designed 1,755 sq. ft. ranch offering 3 bedrooms, 2 full baths, a flexible bonus room, and a 2-car garage. The thoughtfully designed open-concept floor plan features a desirable split-bedroom layout, creating the perfect balance of privacy and entertaining space. Oversized black Andersen 100 Series windows flood the home with natural light, while 9-foot ceilings create a bright, spacious feel throughout. Built with Cobblestone premium high-performance construction package, this home includes spray foam insulation, advanced energy-efficient systems, and Energy Star certification to provide year-round comfort, healthier indoor air quality, and lower utility costs. The kitchen is designed to impress with slow close cabinetry, quartz countertops, a spacious island, and a walk-in pantry. The private primary suite offers a luxurious retreat with a custom tiled shower, dual vanities, and a generous walk-in closet. The bonus room provides the flexibility for a home office, playroom, or guest space. Every Cobblestone Home is built with exceptional attention to detail, premium materials, and lasting value, making this home a place you'll enjoy for years to come. Modern twin-home condominiums welcome you to Millpond Meadows, Cobblestone’s newest low-maintenance community just west of Bay City. Located just minutes from I-75, this convenient location provides quick access to everything the Great Lakes Bay Region has to offer, including shopping, dining, healthcare, and recreation. Millpond Meadows was designed for homeowners who value simplicity, comfort, and quality. Whether you’re starting fresh, downsizing, or simply ready for a more relaxed way of living, this community offers the freedom to lock and leave while enjoying the benefits of homeownership. A new home. A new lifestyle. A better way to live. Give up the maintenance and gain so much more at Millpond Meadows.

2944 Mill Pond Drive, Bay City
$1,195,000
4 Beds ⋅ 5 Baths ⋅ 50213767 MLS
Welcome to a rare opportunity to own one of Bay City's most distinguished waterfront residences. This remarkable penthouse spans over 4,600 square feet of impeccably designed living space, featuring timeless finishes, exceptional craftsmanship, and sweeping views of the Saginaw River. With 4 bedrooms and 5 bathrooms, the residence is anchored by a luxurious primary suite offering private balcony access, a custom walk-in closet, and a distinctive his-and-her bathroom layout. For added indulgence, a private steam room provides the perfect space to unwind and rejuvenate. One of the bedrooms serves as a beautifully designed art studio, featuring a built-in sink, custom cabinetry, and a spacious work desk—perfect for artists, hobbyists, or anyone seeking a serene and functional creative space within the comfort of home. From the moment you enter through the custom mahogany front door, you're greeted by soaring ceilings and intricate woodwork throughout. The heart of the home is a true entertainer’s dream: a fully outfitted gourmet kitchen designed with professional functionality in mind. It includes a hidden butler’s pantry with its own sink, stove, and storage, ideal for catering or staff. The kitchen can also be closed off entirely from the main living area for added discretion during events or gatherings. The adjacent bar is thoughtfully equipped with four refrigerated drawers, two freezer drawers, a wine refrigerator, and a second dishwasher—perfect for seamless entertaining on any scale. The residence offers both a formal living room and a separate family room, each with its own fireplace, creating multiple cozy and sophisticated gathering areas. A private office with balcony access offers a serene setting for remote work with inspiring waterfront views. The expansive balcony offers panoramic views of the Saginaw River, Liberty Bridge, and passing freighters—ideal for hosting guests at sunset or enjoying tranquil mornings by the water. A unique feature of this penthouse is its dual-entry layout. In addition to the main entrance, a secondary, private entry leads to a distinct section of the home that can be closed off entirely—an ideal setup for live-in staff, guests, in-laws, a nanny, or catering teams. This thoughtful layout offers true flexibility without compromising the flow or luxury of the residence. Additional amenities include four dedicated parking spaces, generous private storage, and the largest boat slip in the community—perfect for housing your personal watercraft. Residents enjoy access to beautifully maintained common areas, including an elegant lobby and inviting shared spaces that includes a large event space with attached catering kitchen, a club room and a library. This one-of-a-kind penthouse offers the perfect blend of sophistication, flexibility, and stunning scenery—a rare opportunity for luxury living in the heart of Bay City. Available for exclusive in-person tours for pre-qualified buyers.

1111 N Water Street Unit 403, Bay City
$379,500
2 Beds ⋅ 2 Baths ⋅ 50209389 MLS
*NOW OFFERING AT IT’S BEST PRICE BELOW TAXABLE VALUE, OWNER IS MOVING TO HAWAII!! Available through October 16th Act quickly to make it yours. The Breaker Cove South Condominium Cobblestone Development is located and accessible along the Saginaw River providing a paved walkway and bike path to Bay City's Uptown and Downtown. A meticulously upgraded single-story condominium at Breaker Cove boasting over $40,000 in premium upgrades. Built in 2019 by Cobblestone Homes with a 5-Star Energy Rating, this home delivers luxury finishes, exceptional efficiency, and true low-maintenance living. The gourmet kitchen impresses with custom McIntyre hardwood cabinets, quartz countertops, a custom deep-basin composite island sink, custom hood fan design, and premium appliances including a Whirlpool gas range, French door refrigerator with water & ice dispenser, KitchenAid quiet dishwasher, and Maytag gas dryer. Stunning custom shiplap elevates the living room ceiling with beam, kitchen, dining area, sunroom, and both bedrooms, a designer upgrade you'll notice in every room. Soaring 10-foot ceilings and an open floor plan connect living, dining, and kitchen spaces. Recessed dimmable lighting throughout, fully wired cable & internet outlets in every room with 2 living room locations, and an attic-mounted HD TV antenna deliver move-in-ready convenience with no cable bill required. The primary suite offers a walk-in closet with custom shelving and mirrored sliding door, dual-sink vanity, walk-in shower, and a thermostat-controlled heated porcelain floor — a true spa experience. The sunroom with glass sliding doors opens to a private concrete patio. A custom stone fireplace with wood mantle and shiplap to ceiling creates a stunning living room focal point. Additional standout upgrades: Carrier High Efficiency HVAC with 10-year warranty, AO Smith 80-gallon water heater, furnace-mounted humidifier, triple deadbolt steel frame entry doors, custom epoxy garage floor, custom sunroom and window blinds throughout, custom garage entry cubbie landing area, sound insulation in all interior walls, Petoskey Stone drawer & door pulls, vinyl plank flooring, and porcelain tile in the master bath and walk-in closet. Oversized 2-car garage features Lift Master opener with 4 controllers, attic storage with pull-down ladder, epoxy floor, and two added 110V outlets. Walk-in laundry room and walk-in hallway storage closet complete the package. Steps from a Saginaw River gazebo walkway to Uptown and Downtown Bay City. A rare turnkey opportunity, schedule your showing today!

609 Breaker Cove Drive, Bay City
$349,900
4 Beds ⋅ 3 Baths ⋅ 50209031 MLS
Welcome to this impeccably maintained condo located in one of the area’s most desirable communities! Offering the ideal blend of comfort, style, and convenience, this spacious home features 4 bedrooms and 3 full bathrooms, including a generously sized primary suite complete with a private ensuite bath and abundant closet space. And the upgrades! The upgrades are what set this condo apart from the rest! Upgrades include gas fireplace, ceiling fans, crown molding, patio tile, shower doors - not to mention an upgrade of the cupboards and faucets! The well-appointed kitchen showcases mostly newer appliances, granite countertops, and opens seamlessly to a warm and inviting dining area, perfect for everyday living or entertaining. Just beyond, you’ll find a charming 3-season room — an ideal retreat to relax and enjoy peaceful outdoor views in comfort throughout much of the year. Additional features include a 2-car attached garage and a full basement offering endless possibilities for storage, recreation, or future finishing. Thoughtfully updated and designed with easy living in mind, this move-in-ready condo is ready for you to call home. Enjoy the space, amenities, and welcoming neighborhood atmosphere — you won’t be disappointed! HOA fees are $300 plus an assessment of $100/yr over next four years.

3117 Gaslight Drive Unit 18, Bay City
$399,900
2 Beds ⋅ 2 Baths ⋅ 50207950 MLS
Experience elevated living in the heart of downtown Bay City. This exceptional condominium offers an unmatched blend of sophistication, comfort, and four-season recreation with private boat dock access and a premier location for America’s 250th Birthday celebration. Designed for both relaxation and entertaining, this residence features two spacious bedrooms, two full baths, secure indoor parking, and access to upscale community amenities, including a fitness center, a gathering space, kitchen, and a library. Enjoy easy access to downtown dining, entertainment, festivals, and waterfront attractions while embracing the convenience and security of refined condominium living.

1111 N Water Street Unit 111, Bay City
$619,900
4 Beds ⋅ 4 Baths ⋅ 50206684 MLS
One-of-a-kind waterfront living awaits in this exceptional custom-built luxury condo, perfectly positioned along the Saginaw River with breathtaking views of Wheeler’s Landing Marina. Completed in late 2024 with impeccable craftsmanship and thoughtful design, this newly constructed residence offers refined riverfront living within one of the area’s most exciting waterfront communities. Designed with barrier-free accessibility and energy-certified construction, this home seamlessly blends elegance, comfort, and efficiency. The sophisticated designer kitchen is both beautiful and functional, featuring granite countertops, a spacious center island with seating, stainless steel appliances including refrigerator, range, microwave, and dishwasher, plus four Philippe Starck pendant lights imported from Italy. A large pantry and coat closet enhance everyday convenience, while rich vinyl plank flooring flows throughout both levels, complementing the home’s modern contemporary style. The expansive open-concept living area is designed to impress with an acoustic feature wall, dedicated HiFi amplifier circuit, TV conduit chase, and fireplace feature wall. Floor-to-ceiling sightlines showcase uninterrupted marina and river views, while abundant natural light fills the space. The living area opens to a covered waterfront patio with ceiling fan, creating the perfect setting for relaxing or entertaining. Additional storage beneath the staircase adds practicality without sacrificing design. The main-floor primary suite offers stunning waterfront views, oversized windows, a spacious walk-in closet, and a beautifully appointed three-piece ensuite with walk-in shower. A conveniently located half bath and main-floor laundry add to the home’s thoughtful layout. Upstairs, a second luxurious primary suite features its own walk-in closet, elegant four-piece ensuite bath, and private balcony overlooking both the marina and river, offering spectacular sunrise and sunset views. Two additional generously sized bedrooms with built-in closets, another beautifully finished four-piece bath, and a second-floor laundry/storage room with GE Profile UltraFast washer/dryer combo provide exceptional comfort and convenience. An additional custom-finished 13x9 storage room offers rare extra space seldom found in condo living. Every room is equipped with Cat 6 LAN wiring and upgraded Decora switches throughout. Additional highlights include a finished 2.5-car attached garage with window, utility room, 96% high-efficiency gas furnace, A/C, energy-efficient insulated windows, high-performance cellulose insulation system, attic storage, and water heater. Built with exceptional attention to detail, quality, and comfort, this remarkable waterfront residence offers the rare advantage of new construction without the wait or expense of building. An added financial benefit, the home qualifies for the Neighborhood Enterprise Zone program, offering approx. 50% off property taxes for up to 14 years.

21 Cove Drive, Bay City
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