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$74,900
2 Beds 1 Baths 50209503 MLS
Affordable homeownership opportunity with a motivated seller! This 2 bedroom, 1 bathroom home offers a practical layout, major mechanical updates, and plenty of potential to make it your own. Recent improvements include a newer furnace, water heater, vinyl windows, vinyl siding, and gutters, helping provide peace of mind for years to come. Inside, you'll find a functional floor plan with a spacious living area, kitchen with stainless steel appliances, and convenient main floor living. While some cosmetic updates could enhance the home, the big-ticket items have already been addressed. Outside, enjoy a storage shed for tools and outdoor equipment, along with a manageable yard that is easy to maintain. Whether you're a first-time homebuyer, downsizing, or looking for an investment property, this home offers great value at an affordable price. Schedule your private showing today and see the possibilities for yourself!

3104 N Van Buren Street, Bay City

$409,900
2 Beds 2 Baths 50209389 MLS
*NOW OFFERING AT IT’S BEST PRICE!! Available through October 16th Act quickly to make it yours* Exceptional new value at 609 Breaker Cove Drive! A meticulously upgraded single-story condominium at Breaker Cove boasting over $40,000 in premium upgrades. Built in 2019 by Cobblestone Homes with a 5-Star Energy Rating, this home delivers luxury finishes, exceptional efficiency, and true low-maintenance living. The gourmet kitchen impresses with custom McIntyre hardwood cabinets, quartz countertops, a custom deep-basin composite island sink, custom hood fan design, and premium appliances including a Whirlpool gas range, French door refrigerator with water & ice dispenser, KitchenAid quiet dishwasher, and Maytag gas dryer. Stunning custom shiplap elevates the living room ceiling with beam, kitchen, dining area, sunroom, and both bedrooms, a designer upgrade you'll notice in every room. Soaring 10-foot ceilings and an open floor plan connect living, dining, and kitchen spaces. Recessed dimmable lighting throughout, fully wired cable & internet outlets in every room with 2 living room locations, and an attic-mounted HD TV antenna deliver move-in-ready convenience with no cable bill required. The primary suite offers a walk-in closet with custom shelving and mirrored sliding door, dual-sink vanity, walk-in shower, and a thermostat-controlled heated porcelain floor — a true spa experience. The sunroom with glass sliding doors opens to a private concrete patio. A custom stone fireplace with wood mantle and shiplap to ceiling creates a stunning living room focal point. Additional standout upgrades: Carrier High Efficiency HVAC with 10-year warranty, AO Smith 80-gallon water heater, furnace-mounted humidifier, triple deadbolt steel frame entry doors, custom epoxy garage floor, custom sunroom and window blinds throughout, custom garage entry cubbie landing area, sound insulation in all interior walls, Petoskey Stone drawer & door pulls, vinyl plank flooring, and porcelain tile in the master bath and walk-in closet. Oversized 2-car garage features Lift Master opener with 4 controllers, attic storage with pull-down ladder, epoxy floor, and two added 110V outlets. Walk-in laundry room and walk-in hallway storage closet complete the package. The Breaker Cove South Condominium Cobblestone Development is located and accessible along the Saginaw River providing a paved walkway and bike path to Bay City's Uptown and Downtown. Steps from a Saginaw River gazebo walkway to Uptown and Downtown Bay City. A rare turnkey opportunity, schedule your showing today!

609 Breaker Cove Drive, Bay City

$89,900
4 Beds 2 Baths 50208974 MLS
Seller wants it GONE. Make and offer seller said!!! For the first time in generations, 225 Ingraham St is ready to welcome a new family. This charming 4-bedroom, 2-bathroom residence has been tightly held by the same family for years, preserving its warmth and ensuring it was never subjected to typical rental wear-and-tear. Spanning across two functional levels, the unique blueprint grants the top floor (2 bedrooms, 1 bath) its own private exterior entryway, yielding a world of possibilities for independent living setups. Valuable mechanical updates include vinyl replacement windows and a fresh new roof installed over half the home and the garage structure. From morning coffee on the spacious sunporch to summer gatherings inside the secure safety of the fenced corner yard, this home offers character and space that is harder and harder to find. Tour this neighborhood classic today and envision the possibilities

225 Ingraham Street, Bay City

$299,900
50208963 MLS
Prime redevelopment opportunity in the heart of Downtown Bay City. Located just steps from the Saginaw River, Wenonah Park, restaurants, boutiques, nightlife, and year-round activity, 702 Washington Ave offers approximately 16,000 SF of endless potential in one of the city’s most walkable and high-traffic locations. Liquor license available to purchase separately. The expansive main floor features soaring ceilings and open layouts ideal for restaurants, bars, retail, office space, entertainment venues, or multi-tenant commercial use. Upstairs, the second floor is currently framed for a large apartment space, creating excellent mixed-use, Airbnb, or residential potential. A true blank canvas ready for redevelopment, investment, or your next flagship business concept.

702 Washington Avenue, Bay City

$450,000
8 Beds 6 Baths 50208832 MLS
Renovated historic charm. New roof. Prime location. Maximize your portfolio with this historic five-unit mansion conversion, perfectly positioned near Bay City’s Center Avenue Historic District and vibrant downtown entertainment. All the heavy lifting has already been done for you, highlighted by a new roof. Recent interior renovations meticulously enhance the property’s vintage architectural charm while introducing premium modern comforts. This turnkey asset offers exceptional revenue flexibility with multiple income streams, anchored by an upscale, 2,000-square-foot first-floor unit that is optimized for high-margin short-term rental use (Airbnb/VRBO) or owner-occupancy. Balanced by steady rental income from the remaining units, the property effortlessly capitalizes on year-round local demand driven by riverfront festivals, summer tourism, and traveling professionals. Character-rich, updated, and highly adaptable, this unique investment is completely ready for its next chapter.

701 N Lincoln Street, Bay City

$450,000
8 Beds 6 Baths 50208833 MLS
Renovated historic charm. New roof. Prime location. Maximize your portfolio with this historic five-unit mansion conversion, perfectly positioned near Bay City’s Center Avenue Historic District and vibrant downtown entertainment. All the heavy lifting has already been done for you, highlighted by a new roof. Recent interior renovations meticulously enhance the property’s vintage architectural charm while introducing premium modern comforts. This turnkey asset offers exceptional revenue flexibility with multiple income streams, anchored by an upscale, 2,000-square-foot first-floor unit that is optimized for high-margin short-term rental use (Airbnb/VRBO) or owner-occupancy. Balanced by steady rental income from the remaining units, the property effortlessly capitalizes on year-round local demand driven by riverfront festivals, summer tourism, and traveling professionals. Character-rich, updated, and highly adaptable, this unique investment is completely ready for its next chapter.

701 N Lincoln Street, Bay City

$184,900
4 Beds 2 Baths 50208616 MLS
Welcome to this stunning fully remodeled home at 801 S Madison Ave — where classic character meets modern peace of mind. This spacious 4-bedroom home has been completely transformed from top to bottom with all major mechanical and cosmetic upgrades already done for you. Featuring a brand-new roof with a 15-year transferable warranty, brand-new windows throughout, a new furnace and all-new ductwork under warranty, new hot water tank, updated plumbing throughout the entire home, and a new electrical panel, this property delivers the confidence buyers are looking for. Step inside and enjoy fresh new carpet, updated flooring, completely new kitchen, and beautifully refreshed bathrooms featuring new toilets and modern finishes. Every detail has been thoughtfully updated to create a move-in-ready home with the feel of new construction while maintaining the charm and size of this classic Bay City property. The spacious layout offers approximately 1,888 square feet of living space with generous room sizes, a full basement, detached garage, and a desirable corner-lot location close to schools, parks, shopping, and downtown Bay City amenities. So if you're looking for your forever home this property stands out with high-ticket upgrades already completed. Move in with confidence knowing the expensive updates are done — just unpack and enjoy. Don't miss your opportunity to own this home. You won't find another one like this

801 S Madison Avenue, Bay City

$424,900
2 Beds 2 Baths 50207950 MLS
Experience elevated living in the heart of downtown Bay City. This exceptional condominium offers an unmatched blend of sophistication, comfort, and four-season recreation with private boat dock access and a premier location for America’s 250th Birthday celebration. Designed for both relaxation and entertaining, this residence features two spacious bedrooms, two full baths, secure indoor parking, and access to upscale community amenities, including a fitness center, a gathering space, kitchen, and a library. Enjoy easy access to downtown dining, entertainment, festivals, and waterfront attractions while embracing the convenience and security of refined condominium living. Open House 8-1-26 11:00-12:30

1111 N Water Street Unit 111, Bay City

$449,000
4 Beds 4 Baths 50207741 MLS
Experience timeless elegance in this extraordinary 4,219 sq ft family residence, originally designed in 1908 by acclaimed architect Albert Kahn. Once serving as a carriage house for a grand estate, this remarkable home is tucked away on a quiet cul-de-sac in Bay City’s sought-after Carroll Park neighborhood, offering an exceptional blend of historic significance and modern luxury. This one-of-a-kind property features 4 bedrooms and 3.5 bathrooms, thoughtfully restored and updated while preserving its distinctive architectural character. Original hardwood floors, heated tile and granite flooring, and three fireplaces create warmth and sophistication throughout the home. A stunning 5 inch thick custom barn door on the second level adds both charm and privacy. The beautifully appointed kitchen is designed for both everyday living and entertaining, showcasing custom pecan cabinetry, granite countertops, stainless steel appliances, and a cozy fireplace. The elegant dining room features an entire wall of built-in cabinetry, while the expansive deck overlooks a private, professionally landscaped backyard perfect for relaxing or hosting guests. Rich in history, the oversized attached garage was once home to the property’s original carriage bays and horse stalls, now thoughtfully adapted for modern convenience while maintaining its authentic character. A serene courtyard enclosed by a privacy wall includes a charming working hand-pump well, creating a peaceful outdoor retreat. Nestled on a beautifully landscaped .36 acre lot, this historic gem offers a rare chance to own a truly unique property where architectural heritage meets contemporary comfort - and your very own piece of Bay City history! #MAKEITHAPPEN

105 Parkwood Court, Bay City

$425,000
50207617 MLS
Exceptional mixed-use/commercial opportunity in the heart of Bay City featuring over 5,000+ square feet of potential across multiple levels. The main floor is currently configured as professional office space and offers approximately 1,401 square feet of finished area, complete with a full bath, half bath, and laundry area, making it ideal for continued commercial use or future live/work flexibility. The second floor spans an additional 1,681 square feet and has been fully gutted, presenting a blank canvas for redevelopment. Current owners originally intended to create a stunning residential living space and even commissioned architectural plans for the build-out, offering incredible upside for investors, entrepreneurs, or mixed-use visionaries. A standout feature of the property is the finished third-floor cupola/bourbon bar area - a unique and inviting space with direct roof access and the potential for an incredible rooftop patio or deck overlooking the city. Additional highlights include all new windows throughout the building, a new roof, and a full unfinished basement providing an additional 1,681 square feet for storage or utility use. Rare opportunity to own a character-filled building with significant redevelopment potential in a growing downtown corridor.

108 S Linn Street, Bay City

$90,000
3 Beds 4 Baths 60992182 MLS
Unlock the potential in this spacious, 2,900 sq ft home with endless opportunity. Whether you're an investor looking for your next project or a first-time homebuyer ready to build equity, this property offers incredible value. With solid bones and a generous layout, this home is the perfect canvas to make your vision a reality. Some updates and repairs are needed, making it ideal for those who want to customize and add personal touches while increasing long-term value. Conveniently designed with ample living space, this property provides room to grow, entertain, and create a place to truly call home. Don't miss this chance to invest in your future - schedule a showing today and explore the possibilities! Why not own the entire corner - 315 S Catherine ($100,000), 310 S Henry ($90,000) and 316 S Henry ($205,000) Make an Offer!

310 S Henry Street, Bay City

$219,900
50206897 MLS
Turnkey mixed-use opportunity in the heart of Bay City—perfect for investors seeking strong monthly cash flow or owner-occupants who want their business space paid for by tenants. This 4-unit property features two residential apartments and two commercial storefronts. The upper residential unit is a 2 bed, 1bathcurrently rented at $1,100/month and has been updated with new flooring and fresh paint. The lower residential unit is a 1 bed, 1 bath rented at $500/month to a long-term, reliable tenant. Both provide immediate, stable income from day one. The two commercial units—a salon and an office—are vacant and ready for occupancy or lease. Each has been recently refreshed with new flooring and fresh paint and could easily rent for around $1,000 per month each. For investors, this is a clear path to strong cash flow with upside as you bring the commercial spaces online. For owner-occupants, this is the ideal “house hack” on a commercial scale: operate your business in the salon or office and let the other three units cover your mortgage and expenses—potentially giving you a space for your business for free. Whether your goal is steady income, long-term appreciation, or a live/work setup that pays for itself, this property offers flexibility, upside, and immediate returns. Do not disturb residential tenants. To schedule a showing for residential units please contact listing agent directly.

1241 Michigan Avenue, Bay City

$499,000
80067904 MLS
4,020 SF professional office condominium available in a highly visible corner location in Bay City. Originally built as two units and combined into one expansive executive office suite, this well-maintained space is located within a professional building occupied primarily by medical office condominiums. The building was constructed in 1998, with these units professionally built out in 2005 by the current sellers, AHP. The suite features a reception area, waiting room, conference room, two bullpen areas with space for up to 12 workstations, six private executive offices, kitchenette/breakroom, file storage/vault, and two ADA-compliant lavatories. Additional highlights include 16’ clerestory ceilings, monument signage, security system, shared parking for approximately 90 vehicles plus additional employee parking, and updated LED lighting. Recent improvements include a new roof (2021), new HVAC unit (2025), and new ADA-compliant concrete sidewalks and steps (2025).

1601 Marquette Avenue 1601 Marquette Street, Bay City

$649,900
4 Beds 4 Baths 50206684 MLS
One-of-a-kind waterfront living awaits in this exceptional custom-built luxury condo, perfectly positioned along the Saginaw River with breathtaking views of Wheeler’s Landing Marina. Completed in late 2024 with impeccable craftsmanship and thoughtful design, this newly constructed residence offers refined riverfront living within one of the area’s most exciting waterfront communities. Designed with barrier-free accessibility and energy-certified construction, this home seamlessly blends elegance, comfort, and efficiency. The sophisticated designer kitchen is both beautiful and functional, featuring granite countertops, a spacious center island with seating, stainless steel appliances including refrigerator, range, microwave, and dishwasher, plus four Philippe Starck pendant lights imported from Italy. A large pantry and coat closet enhance everyday convenience, while rich vinyl plank flooring flows throughout both levels, complementing the home’s modern contemporary style. The expansive open-concept living area is designed to impress with an acoustic feature wall, dedicated HiFi amplifier circuit, TV conduit chase, and fireplace feature wall. Floor-to-ceiling sightlines showcase uninterrupted marina and river views, while abundant natural light fills the space. The living area opens to a covered waterfront patio with ceiling fan, creating the perfect setting for relaxing or entertaining. Additional storage beneath the staircase adds practicality without sacrificing design. The main-floor primary suite offers stunning waterfront views, oversized windows, a spacious walk-in closet, and a beautifully appointed three-piece ensuite with walk-in shower. A conveniently located half bath and main-floor laundry add to the home’s thoughtful layout. Upstairs, a second luxurious primary suite features its own walk-in closet, elegant four-piece ensuite bath, and private balcony overlooking both the marina and river, offering spectacular sunrise and sunset views. Two additional generously sized bedrooms with built-in closets, another beautifully finished four-piece bath, and a second-floor laundry/storage room with GE Profile UltraFast washer/dryer combo provide exceptional comfort and convenience. An additional custom-finished 13x9 storage room offers rare extra space seldom found in condo living. Every room is equipped with Cat 6 LAN wiring and upgraded Decora switches throughout. Additional highlights include a finished 2.5-car attached garage with window, utility room, 96% high-efficiency gas furnace, A/C, energy-efficient insulated windows, high-performance cellulose insulation system, attic storage, and water heater. Built with exceptional attention to detail, quality, and comfort, this remarkable waterfront residence offers the rare advantage of new construction without the wait or expense of building. An added financial benefit, the home qualifies for the Neighborhood Enterprise Zone program, offering approx. 50% off property taxes for up to 14 years.

21 Cove Drive, Bay City

$790,000
50206679 MLS
Turnkey Income-Producing Business & Property! Expansive 9,900+ sq ft, two-story property on 1.4 acres at 302 Tuscola, Bay County, featuring a newly refinished 18-room short-stay residence. Currently operating as an income-producing business serving traveling medical professionals seeking upscale, short-term accommodations near local hospitals. Business name and concept may be included. Renovations completed Spring 2025 include a commercial kitchen, multiple bathrooms and showers, a theater room, an exercise area, and a fireplace lounge. A rare opportunity to acquire both premium real estate and an established hospitality business with immediate revenue potential of $26k per month. All the big ticket items have been done such as: boiler -2022, central air -2024, roof -2024! Call today for your private tour.

302 Tuscola Road, Bay City

$205,000
60990405 MLS
Seize this incredible investment opportunity in a prime location! This commercial building is already underway with renovations started - saving you time and giving you a head start on bringing your vision to life. Designed with flexibility in mind, the space can be adapted for a variety of uses including retail, office, restaurant, or service-based business. Finish it to your specifications and create something truly unique in a high-visibility area. Adding even more value, the property includes two attached 1-bedroom, 1-bath apartments - perfect for generating rental income, housing staff, or offering live/work convenience. A large parking area provides added convenience for customers, tenants, and employees alike - an essential feature for any successful business. With major potential, multiple income streams, and a sought-after location, this is a rare chance to invest, customize, and profit. Schedule your showing today and imagine the possibilities! Why not own the Entire corner? 315 S Catherine ($100,000), 310 S Henry (90,000) and 316 S Henry ($205,000), Make an Offer!

316 S Henry Street, Bay City

$70,000
60990403 MLS
Bring your vision to life with this prime commercial opportunity! Formerly a retail store, this building offers a blank slate for entrepreneurs, investors, or business owners ready to create something new. With solid structure and open space, the property is ready for a complete transformation. Whether you're dreaming of a boutique, office space, café, or another venture, the possibilities here are truly endless. This is your chance to design and build from the ground up to suit your exact needs. Yes, it needs work - but with the right vision and updates, this property could become a standout location. Positioned for potential and priced to reflect its condition, it's an ideal investment for those looking to add value and make their mark. Don't miss this opportunity to turn potential into profit - schedule your showing today!

1600 Broadway Street, Bay City

$199,900
3 Beds 2 Baths 50205687 MLS
OPEN HOUSE THURSDAY, JUNE 18TH, 4PM-5:30PM!!!! Nestled on one of Bay City's most prestigious streets, this 3 bedroom, 2 bath Cape Cod style home on the Boulevard of Green Avenue, has been meticulously maintained! Inside, gorgeous wood floors lead you through light-filled living and dining spaces, anchored by a cozy wood-burning fireplace. You will also find a convenient main-level bedroom, and full bathrooms on both levels. Upstairs offers two spacious bedrooms with plenty of room to relax. The home also includes a basement that provides additional storage. Enjoy the enclosed screened porch overlooking a private, fenced backyard, perfect for entertaining or quiet evenings. Enjoy local amenities with Carroll Park, the Rail Trail, newer tennis courts, and Downtown being just minutes away! Additional highlights include an 8x8 shed, brand-new concrete driveway, and a new professional gutter system with leaf guards for low-maintenance living. Don't miss the chance to see this move-in ready home, call today for your personal showing!

310 Green Avenue, Bay City