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61 COVE DRIVE. THE ONLY STAND ALONE CONDO IN IRON BRIDGE! NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years, approximately 50% reduction. Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s newest low-maintenance waterfront community, thoughtfully crafted for comfort, quality, and convenience. Featuring modern single and two-story duplex condominiums, this vibrant neighborhood offers the perfect blend of relaxed riverfront living and easy access to everything the Great Lakes Bay Region has to offer. Located just minutes from I-75, Iron Bridge puts you close to shopping, dining, healthcare, and recreation — while the Saginaw River, Wheeler Landing Yacht Harbor, and the scenic Riverwalk/Rail Trail Loop are right outside your door. Designed for those who value simplicity and style, Iron Bridge Condominiums make it easy to “lock and leave” while enjoying the full benefits of homeownership. Whether you’re starting fresh, downsizing, or ready for a more carefree lifestyle, this community offers the freedom to live beautifully — without the burden of maintenance. Choose from single-story or two-story homes, with optional basements, walk-out lower levels, and fully accessible, zero-threshold floor plans available. Each home is fully customizable, allowing you to work with our design team to personalize your layout, finishes, and fixtures. Options include: • 2 to 4 bedrooms • Basement, crawl space, or slab foundations • Second-floor decks • Custom kitchen, bath, and dining layouts • 1,200 to 2,000 sq. ft. floor plans Pricing starts at $334,900 single story, $405,900 two story. Nestled between the waterfront and Defoe Park, Iron Bridge at Wheeler’s Landing is more than a place to live — it’s a new way of living well. Features you’ll love: • Open Floor Plan – Bright and spacious with customizable finishes. • Energy Certified Design – Energy-efficient Low-E insulated glass windows, high-performance cellulose insulation, and a 96% high-efficiency natural gas furnace with central air. • Luxury Touches – Stainless steel appliances, MOEN plumbing fixtures, and your choice of granite countertops, cabinetry, paint colors, and fixtures. • Spacious Bedrooms – Primary suite with private walk-in bath and walk-in closet; 2nd bedroom with its own walk-in closet. • Outdoor & Expansion Options – Covered patio, fully landscaped yard with sprinkler system, oversized 2+ car garage, plus optional basement for an additional $20,000. • Affordable Living – $300 monthly HOA fee. • Peace of Mind – Backed by a 1-year builder warranty from Mid-Michigan Builders. This is your chance to design a home that is customized, barrier-free, energy-efficient, and tax-advantaged for 15 years!

50193644 MLS

61 COVE DRIVE. THE ONLY STAND ALONE CONDO IN IRON BRIDGE! NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years, approximately 50% reduction. Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s newest low-maintenance waterfront community, thoughtfully crafted for comfort, quality, and convenience. Featuring modern single and two-story duplex condominiums, this vibrant neighborhood offers the perfect blend of relaxed riverfront living and easy access to everything the Great Lakes Bay Region has to offer. Located just minutes from I-75, Iron Bridge puts you close to shopping, dining, healthcare, and recreation — while the Saginaw River, Wheeler Landing Yacht Harbor, and the scenic Riverwalk/Rail Trail Loop are right outside your door. Designed for those who value simplicity and style, Iron Bridge Condominiums make it easy to “lock and leave” while enjoying the full benefits of homeownership. Whether you’re starting fresh, downsizing, or ready for a more carefree lifestyle, this community offers the freedom to live beautifully — without the burden of maintenance. Choose from single-story or two-story homes, with optional basements, walk-out lower levels, and fully accessible, zero-threshold floor plans available. Each home is fully customizable, allowing you to work with our design team to personalize your layout, finishes, and fixtures. Options include: • 2 to 4 bedrooms • Basement, crawl space, or slab foundations • Second-floor decks • Custom kitchen, bath, and dining layouts • 1,200 to 2,000 sq. ft. floor plans Pricing starts at $334,900 single story, $405,900 two story. Nestled between the waterfront and Defoe Park, Iron Bridge at Wheeler’s Landing is more than a place to live — it’s a new way of living well. Features you’ll love: • Open Floor Plan – Bright and spacious with customizable finishes. • Energy Certified Design – Energy-efficient Low-E insulated glass windows, high-performance cellulose insulation, and a 96% high-efficiency natural gas furnace with central air. • Luxury Touches – Stainless steel appliances, MOEN plumbing fixtures, and your choice of granite countertops, cabinetry, paint colors, and fixtures. • Spacious Bedrooms – Primary suite with private walk-in bath and walk-in closet; 2nd bedroom with its own walk-in closet. • Outdoor & Expansion Options – Covered patio, fully landscaped yard with sprinkler system, oversized 2+ car garage, plus optional basement for an additional $20,000. • Affordable Living – $300 monthly HOA fee. • Peace of Mind – Backed by a 1-year builder warranty from Mid-Michigan Builders. This is your chance to design a home that is customized, barrier-free, energy-efficient, and tax-advantaged for 15 years!

61 Cove Drive, Bay City

$399,999

EXCELLENT COMMERCIAL INVESTMENT OPPORTUNITY - SELLER FINANCING AVAILABLE! Discover this beautifully renovated, approximately 2,800-square-foot commercial building in Bay City, Michigan! Featuring extensive interior improvements, a newer roof, updated finishes, and a well-maintained retail space. Ideal for investors, entrepreneurs, and owner-occupants! Potential uses include retail, professional offices, medical or wellness services, beauty businesses, specialty shops, and other commercial operations, subject to zoning and applicable approvals. OFFERED AT $399,999 - REAL ESTATE ONLY! Business operations, licenses, inventory, furniture, fixtures, equipment, and other business assets are not included in the purchase price. Certain assets may be negotiated separately. SELLER FINANCING AVAILABLE TO QUALIFIED BUYERS WITH ACCEPTABLE DOWN PAYMENT AND TERMS. Don't miss this opportunity to own a renovated commercial property with flexible purchasing options. Schedule your private showing today!

61020859 MLS

EXCELLENT COMMERCIAL INVESTMENT OPPORTUNITY - SELLER FINANCING AVAILABLE! Discover this beautifully renovated, approximately 2,800-square-foot commercial building in Bay City, Michigan! Featuring extensive interior improvements, a newer roof, updated finishes, and a well-maintained retail space. Ideal for investors, entrepreneurs, and owner-occupants! Potential uses include retail, professional offices, medical or wellness services, beauty businesses, specialty shops, and other commercial operations, subject to zoning and applicable approvals. OFFERED AT $399,999 - REAL ESTATE ONLY! Business operations, licenses, inventory, furniture, fixtures, equipment, and other business assets are not included in the purchase price. Certain assets may be negotiated separately. SELLER FINANCING AVAILABLE TO QUALIFIED BUYERS WITH ACCEPTABLE DOWN PAYMENT AND TERMS. Don't miss this opportunity to own a renovated commercial property with flexible purchasing options. Schedule your private showing today!

1014 N Johnson Street, Bay City

$399,900

Experience elevated living in the heart of downtown Bay City. This exceptional condominium offers an unmatched blend of sophistication, comfort, and four-season recreation with private boat dock access and a premier location for America’s 250th Birthday celebration. Designed for both relaxation and entertaining, this residence features two spacious bedrooms, two full baths, secure indoor parking, and access to upscale community amenities, including a fitness center, a gathering space, kitchen, and a library. Enjoy easy access to downtown dining, entertainment, festivals, and waterfront attractions while embracing the convenience and security of refined condominium living.

2 Beds ⋅ 2 Baths ⋅ 50207950 MLS

Experience elevated living in the heart of downtown Bay City. This exceptional condominium offers an unmatched blend of sophistication, comfort, and four-season recreation with private boat dock access and a premier location for America’s 250th Birthday celebration. Designed for both relaxation and entertaining, this residence features two spacious bedrooms, two full baths, secure indoor parking, and access to upscale community amenities, including a fitness center, a gathering space, kitchen, and a library. Enjoy easy access to downtown dining, entertainment, festivals, and waterfront attractions while embracing the convenience and security of refined condominium living.

1111 N Water Street Unit 111, Bay City

$399,900

SAGINAW RIVER VIEWS – NEXT TO WHEELER LANDING YACHT HARBOR! BONUS IT’S BARRIER FREE ACCESSIBILITY!!! PROPERTY TAXES REDUCED 50% FOR UP TO 15 YEARS!! If you love the waterfront lifestyle without the waterfront prices, this home is for you! Enjoy scenic river views and the convenience of Wheeler Landing right next door. The studs are up and waiting for you to make this brand new 4 bedroom, 2 ½ bath story-and-a-half home your own. Designed with cathedral ceilings, an open floor plan, and Energy Certified efficiency, it features Low-E insulated windows, a 96% high-efficiency natural gas furnace, central air, and high-performance cellulose insulation. The spacious kitchen is ready for your selections—choose your own cabinetry, granite countertops, stainless appliances, plumbing fixtures, flooring, and more. The primary suite includes a walk-in closet and private bath with a full walk-in shower. Additional bedrooms provide plenty of space for family or guests, with a second full bath and a convenient half bath. First floor is fully barrier-free accessible, making it convenient for all lifestyles. Exterior highlights include a covered front porch, stamped concrete patio with roof cover, vinyl and stone exterior, and professional landscaping with sprinkler system. This is your chance to customize a brand new home in a premier riverfront location—don’t miss it! HOA SERVICES PROVIDE: LAWN CARE, SPRINKLER SYSTEM, TREE, SHRUB, AND BED MAINTENANCE, SNOW REMOVAL FROM DRIVE AND WALKS FOR SNOW EVENTS OVER 2”, SPRING AND FALL CLEANUP AND MORE AS PROVIDED BY THE MASTER DEED.

4 Beds ⋅ 3 Baths ⋅ 50188182 MLS

SAGINAW RIVER VIEWS – NEXT TO WHEELER LANDING YACHT HARBOR! BONUS IT’S BARRIER FREE ACCESSIBILITY!!! PROPERTY TAXES REDUCED 50% FOR UP TO 15 YEARS!! If you love the waterfront lifestyle without the waterfront prices, this home is for you! Enjoy scenic river views and the convenience of Wheeler Landing right next door. The studs are up and waiting for you to make this brand new 4 bedroom, 2 ½ bath story-and-a-half home your own. Designed with cathedral ceilings, an open floor plan, and Energy Certified efficiency, it features Low-E insulated windows, a 96% high-efficiency natural gas furnace, central air, and high-performance cellulose insulation. The spacious kitchen is ready for your selections—choose your own cabinetry, granite countertops, stainless appliances, plumbing fixtures, flooring, and more. The primary suite includes a walk-in closet and private bath with a full walk-in shower. Additional bedrooms provide plenty of space for family or guests, with a second full bath and a convenient half bath. First floor is fully barrier-free accessible, making it convenient for all lifestyles. Exterior highlights include a covered front porch, stamped concrete patio with roof cover, vinyl and stone exterior, and professional landscaping with sprinkler system. This is your chance to customize a brand new home in a premier riverfront location—don’t miss it! HOA SERVICES PROVIDE: LAWN CARE, SPRINKLER SYSTEM, TREE, SHRUB, AND BED MAINTENANCE, SNOW REMOVAL FROM DRIVE AND WALKS FOR SNOW EVENTS OVER 2”, SPRING AND FALL CLEANUP AND MORE AS PROVIDED BY THE MASTER DEED.

14 Cove Drive, Bay City

$399,000

9 OR 11 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years approximately 50% reduction. Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s newest low-maintenance waterfront community, thoughtfully crafted for comfort, quality, and convenience. Featuring modern single and two-story duplex condominiums, this vibrant neighborhood offers the perfect blend of relaxed riverfront living and easy access to everything the Great Lakes Bay Region has to offer. Located just minutes from I-75, Iron Bridge puts you close to shopping, dining, healthcare, and recreation — while the Saginaw River, Wheeler Landing Yacht Harbor, and the scenic Riverwalk/Rail Trail Loop are right outside your door. Designed for those who value simplicity and style, Iron Bridge Condominiums make it easy to “lock and leave” while enjoying the full benefits of homeownership. Whether you’re starting fresh, downsizing, or ready for a more carefree lifestyle, this community offers the freedom to live beautifully — without the burden of maintenance. Choose from single-story or two-story homes, with optional basements, walk-out lower levels, and fully accessible, zero-threshold floor plans available. Each home is fully customizable, allowing you to work with our design team to personalize your layout, finishes, and fixtures. Options include: • 2 to 4 bedrooms • Basement, crawl space, or slab foundations • Second-floor decks • Custom kitchen, bath, and dining layouts • 1,200 to 2,000 sq. ft. floor plans Pricing starts at $324,900 single story, $399,900 two story. Nestled between the waterfront and Defoe Park, Iron Bridge at Wheeler’s Landing is more than a place to live — it’s a new way of living well. Features you’ll love: • Open Floor Plan – Bright and spacious with customizable finishes. • Energy Certified Design – Energy-efficient Low-E insulated glass windows, high-performance cellulose insulation, and a 96% high-efficiency natural gas furnace with central air. • Luxury Touches – Stainless steel appliances, MOEN plumbing fixtures, and your choice of granite countertops, cabinetry, paint colors, and fixtures. • Spacious Bedrooms – Primary suite with private walk-in bath and walk-in closet; 2nd bedroom with its own walk-in closet. • Outdoor & Expansion Options – Covered patio, fully landscaped yard with sprinkler system, oversized 2+ car garage, plus optional basement for an additional $20,000. • Affordable Living – $300 monthly HOA fee. • Peace of Mind – Backed by a 1-year builder warranty from Mid-Michigan Builders. This is your chance to design a home that is customized, barrier-free, energy-efficient, and tax-advantaged for 15 years!

50193641 MLS

9 OR 11 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years approximately 50% reduction. Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s newest low-maintenance waterfront community, thoughtfully crafted for comfort, quality, and convenience. Featuring modern single and two-story duplex condominiums, this vibrant neighborhood offers the perfect blend of relaxed riverfront living and easy access to everything the Great Lakes Bay Region has to offer. Located just minutes from I-75, Iron Bridge puts you close to shopping, dining, healthcare, and recreation — while the Saginaw River, Wheeler Landing Yacht Harbor, and the scenic Riverwalk/Rail Trail Loop are right outside your door. Designed for those who value simplicity and style, Iron Bridge Condominiums make it easy to “lock and leave” while enjoying the full benefits of homeownership. Whether you’re starting fresh, downsizing, or ready for a more carefree lifestyle, this community offers the freedom to live beautifully — without the burden of maintenance. Choose from single-story or two-story homes, with optional basements, walk-out lower levels, and fully accessible, zero-threshold floor plans available. Each home is fully customizable, allowing you to work with our design team to personalize your layout, finishes, and fixtures. Options include: • 2 to 4 bedrooms • Basement, crawl space, or slab foundations • Second-floor decks • Custom kitchen, bath, and dining layouts • 1,200 to 2,000 sq. ft. floor plans Pricing starts at $324,900 single story, $399,900 two story. Nestled between the waterfront and Defoe Park, Iron Bridge at Wheeler’s Landing is more than a place to live — it’s a new way of living well. Features you’ll love: • Open Floor Plan – Bright and spacious with customizable finishes. • Energy Certified Design – Energy-efficient Low-E insulated glass windows, high-performance cellulose insulation, and a 96% high-efficiency natural gas furnace with central air. • Luxury Touches – Stainless steel appliances, MOEN plumbing fixtures, and your choice of granite countertops, cabinetry, paint colors, and fixtures. • Spacious Bedrooms – Primary suite with private walk-in bath and walk-in closet; 2nd bedroom with its own walk-in closet. • Outdoor & Expansion Options – Covered patio, fully landscaped yard with sprinkler system, oversized 2+ car garage, plus optional basement for an additional $20,000. • Affordable Living – $300 monthly HOA fee. • Peace of Mind – Backed by a 1-year builder warranty from Mid-Michigan Builders. This is your chance to design a home that is customized, barrier-free, energy-efficient, and tax-advantaged for 15 years!

9 OR 11 Cove Drive, Bay City

$390,000

Significant Price Reduction! Beautiful brick church in outstanding condition! Spacious sanctuary with abundant natural light, comfortable seating, beautiful stained glass, a sound system and new carpet. The fellowship hall, with fully equipped kitchen, is suitable for events, meetings, or classes. There are additional offices, flexible-use rooms, and garage all in excellent condition. All systems are well-maintained and there is ample on site parking. Perfect for an active congregation, community center, or adaptive reuse project. Move-in ready and built to last.

50200182 MLS

Significant Price Reduction! Beautiful brick church in outstanding condition! Spacious sanctuary with abundant natural light, comfortable seating, beautiful stained glass, a sound system and new carpet. The fellowship hall, with fully equipped kitchen, is suitable for events, meetings, or classes. There are additional offices, flexible-use rooms, and garage all in excellent condition. All systems are well-maintained and there is ample on site parking. Perfect for an active congregation, community center, or adaptive reuse project. Move-in ready and built to last.

510 Fremont Avenue, Bay City

$380,000

Welcome to 1500 Center Ave! A rare opportunity to acquire a 7-unit apartment building in the heart of Bay City's historic Center Avenue corridor. Owned by the same family for the past 30 years, this property offers stable rental income and significant upside potential. Recent improvements include a complete rebuild of the steam boiler system, a new porch roof, and a new garage roof, helping reduce future capital expenditure needs. Located on one of Bay City's most iconic streets, the property benefits from strong rental demand and features a detached garage along with off-street parking—amenities that are increasingly difficult to find in historic multifamily properties. With below-market rents and long-term ownership, investors will appreciate the opportunity to increase income over time while acquiring a well-maintained asset in a highly desirable location. Whether you're looking for a long-term hold or a value-add investment, 1500 Center Ave presents a compelling opportunity to grow your portfolio. Don't miss your chance to own a classic Bay City investment property with substantial upside potential!

50212388 MLS

Welcome to 1500 Center Ave! A rare opportunity to acquire a 7-unit apartment building in the heart of Bay City's historic Center Avenue corridor. Owned by the same family for the past 30 years, this property offers stable rental income and significant upside potential. Recent improvements include a complete rebuild of the steam boiler system, a new porch roof, and a new garage roof, helping reduce future capital expenditure needs. Located on one of Bay City's most iconic streets, the property benefits from strong rental demand and features a detached garage along with off-street parking—amenities that are increasingly difficult to find in historic multifamily properties. With below-market rents and long-term ownership, investors will appreciate the opportunity to increase income over time while acquiring a well-maintained asset in a highly desirable location. Whether you're looking for a long-term hold or a value-add investment, 1500 Center Ave presents a compelling opportunity to grow your portfolio. Don't miss your chance to own a classic Bay City investment property with substantial upside potential!

1500 Center Avenue, Bay City

$380,000

Welcome to 1500 Center Ave! A rare opportunity to acquire a 7-unit apartment building in the heart of Bay City's historic Center Avenue corridor. Owned by the same family for the past 30 years, this property offers stable occupancy and significant upside potential. Recent improvements include a complete rebuild of the steam boiler system, a new porch roof, and a new garage roof, helping reduce future capital expenditure needs. Located on one of Bay City's most iconic streets, the property is fully occupied and benefits from strong rental demand in the area. The property also features a detached garage and off-street parking, amenities that are increasingly difficult to find in historic multifamily properties. With below-market rents and long-term ownership, investors will appreciate the opportunity to increase income over time while acquiring a well-maintained asset in a highly desirable location. Whether you're looking for a long-term hold or a value-add investment,

70540723 MLS

Welcome to 1500 Center Ave! A rare opportunity to acquire a 7-unit apartment building in the heart of Bay City's historic Center Avenue corridor. Owned by the same family for the past 30 years, this property offers stable occupancy and significant upside potential. Recent improvements include a complete rebuild of the steam boiler system, a new porch roof, and a new garage roof, helping reduce future capital expenditure needs. Located on one of Bay City's most iconic streets, the property is fully occupied and benefits from strong rental demand in the area. The property also features a detached garage and off-street parking, amenities that are increasingly difficult to find in historic multifamily properties. With below-market rents and long-term ownership, investors will appreciate the opportunity to increase income over time while acquiring a well-maintained asset in a highly desirable location. Whether you're looking for a long-term hold or a value-add investment,

1500 Center Avenue, Bay City

$374,900

18 or 20 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years, APPROXIMATELY 50% REDUCTION!! Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s newest low-maintenance waterfront community, thoughtfully crafted for comfort, quality, and convenience. Featuring modern single and two-story duplex condominiums, this vibrant neighborhood offers the perfect blend of relaxed riverfront living and easy access to everything the Great Lakes Bay Region has to offer. Located just minutes from I-75, Iron Bridge puts you close to shopping, dining, healthcare, and recreation — while the Saginaw River, Wheeler Landing Yacht Harbor, and the scenic Riverwalk/Rail Trail Loop are right outside your door. Designed for those who value simplicity and style, Iron Bridge Condominiums make it easy to “lock and leave” while enjoying the full benefits of homeownership. Whether you’re starting fresh, downsizing, or ready for a more carefree lifestyle, this community offers the freedom to live beautifully — without the burden of maintenance. Choose from single-story or two-story homes, with optional basements, walk-out lower levels, and fully accessible, zero-threshold floor plans available. Each home is fully customizable, allowing you to work with our design team to personalize your layout, finishes, and fixtures. Options include: • 2 to 4 bedrooms • Basement, crawl space, or slab foundations • Second-floor decks • Custom kitchen, bath, and dining layouts • 1,200 to 2,000 sq. ft. floor plans Pricing starts at $324,900 single story, $399,900 two story. Nestled between the waterfront and Defoe Park, Iron Bridge at Wheeler’s Landing is more than a place to live — it’s a new way of living well. Features you’ll love: • Open Floor Plan – Bright and spacious with customizable finishes. • Energy Certified Design – Energy-efficient Low-E insulated glass windows, high-performance cellulose insulation, and a 96% high-efficiency natural gas furnace with central air. • Luxury Touches – Stainless steel appliances, MOEN plumbing fixtures, and your choice of granite countertops, cabinetry, paint colors, and fixtures. • Spacious Bedrooms – Primary suite with private walk-in bath and walk-in closet; 2nd bedroom with its own walk-in closet. • Outdoor & Expansion Options – Covered patio, fully landscaped yard with sprinkler system, oversized 2+ car garage, plus optional basement for an additional $20,000. • Affordable Living – $300 monthly HOA fee. • Peace of Mind – Backed by a 1-year builder warranty from Mid-Michigan Builders. This is your chance to design a home that is customized, barrier-free, energy-efficient, and tax-advantaged for 15 years!

50193659 MLS

18 or 20 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years, APPROXIMATELY 50% REDUCTION!! Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s newest low-maintenance waterfront community, thoughtfully crafted for comfort, quality, and convenience. Featuring modern single and two-story duplex condominiums, this vibrant neighborhood offers the perfect blend of relaxed riverfront living and easy access to everything the Great Lakes Bay Region has to offer. Located just minutes from I-75, Iron Bridge puts you close to shopping, dining, healthcare, and recreation — while the Saginaw River, Wheeler Landing Yacht Harbor, and the scenic Riverwalk/Rail Trail Loop are right outside your door. Designed for those who value simplicity and style, Iron Bridge Condominiums make it easy to “lock and leave” while enjoying the full benefits of homeownership. Whether you’re starting fresh, downsizing, or ready for a more carefree lifestyle, this community offers the freedom to live beautifully — without the burden of maintenance. Choose from single-story or two-story homes, with optional basements, walk-out lower levels, and fully accessible, zero-threshold floor plans available. Each home is fully customizable, allowing you to work with our design team to personalize your layout, finishes, and fixtures. Options include: • 2 to 4 bedrooms • Basement, crawl space, or slab foundations • Second-floor decks • Custom kitchen, bath, and dining layouts • 1,200 to 2,000 sq. ft. floor plans Pricing starts at $324,900 single story, $399,900 two story. Nestled between the waterfront and Defoe Park, Iron Bridge at Wheeler’s Landing is more than a place to live — it’s a new way of living well. Features you’ll love: • Open Floor Plan – Bright and spacious with customizable finishes. • Energy Certified Design – Energy-efficient Low-E insulated glass windows, high-performance cellulose insulation, and a 96% high-efficiency natural gas furnace with central air. • Luxury Touches – Stainless steel appliances, MOEN plumbing fixtures, and your choice of granite countertops, cabinetry, paint colors, and fixtures. • Spacious Bedrooms – Primary suite with private walk-in bath and walk-in closet; 2nd bedroom with its own walk-in closet. • Outdoor & Expansion Options – Covered patio, fully landscaped yard with sprinkler system, oversized 2+ car garage, plus optional basement for an additional $20,000. • Affordable Living – $300 monthly HOA fee. • Peace of Mind – Backed by a 1-year builder warranty from Mid-Michigan Builders. This is your chance to design a home that is customized, barrier-free, energy-efficient, and tax-advantaged for 15 years!

18 OR 20 Cove Drive, Bay City

$374,900

49 OR 51 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years approximately 50% reduction. Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s newest low-maintenance waterfront community, thoughtfully crafted for comfort, quality, and convenience. Featuring modern single and two-story duplex condominiums, this vibrant neighborhood offers the perfect blend of relaxed riverfront living and easy access to everything the Great Lakes Bay Region has to offer. Located just minutes from I-75, Iron Bridge puts you close to shopping, dining, healthcare, and recreation — while the Saginaw River, Wheeler Landing Yacht Harbor, and the scenic Riverwalk/Rail Trail Loop are right outside your door. Designed for those who value simplicity and style, Iron Bridge Condominiums make it easy to “lock and leave” while enjoying the full benefits of homeownership. Whether you’re starting fresh, downsizing, or ready for a more carefree lifestyle, this community offers the freedom to live beautifully — without the burden of maintenance. Choose from single-story or two-story homes, with optional basements, walk-out lower levels, and fully accessible, zero-threshold floor plans available. Each home is fully customizable, allowing you to work with our design team to personalize your layout, finishes, and fixtures. Options include: • 2 to 4 bedrooms • Basement, crawl space, or slab foundations • Second-floor decks • Custom kitchen, bath, and dining layouts • 1,200 to 2,000 sq. ft. floor plans Pricing starts at $324,900 single story, $399,900 two story. Nestled between the waterfront and Defoe Park, Iron Bridge at Wheeler’s Landing is more than a place to live — it’s a new way of living well. Features you’ll love: • Open Floor Plan – Bright and spacious with customizable finishes. • Energy Certified Design – Energy-efficient Low-E insulated glass windows, high-performance cellulose insulation, and a 96% high-efficiency natural gas furnace with central air. • Luxury Touches – Stainless steel appliances, MOEN plumbing fixtures, and your choice of granite countertops, cabinetry, paint colors, and fixtures. • Spacious Bedrooms – Primary suite with private walk-in bath and walk-in closet; 2nd bedroom with its own walk-in closet. • Outdoor & Expansion Options – Covered patio, fully landscaped yard with sprinkler system, oversized 2+ car garage, plus optional basement for an additional $20,000. • Affordable Living – $300 monthly HOA fee. • Peace of Mind – Backed by a 1-year builder warranty from Mid-Michigan Builders. This is your chance to design a home that is customized, barrier-free, energy-efficient, and tax-advantaged for 15 years!

50193655 MLS

49 OR 51 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years approximately 50% reduction. Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s newest low-maintenance waterfront community, thoughtfully crafted for comfort, quality, and convenience. Featuring modern single and two-story duplex condominiums, this vibrant neighborhood offers the perfect blend of relaxed riverfront living and easy access to everything the Great Lakes Bay Region has to offer. Located just minutes from I-75, Iron Bridge puts you close to shopping, dining, healthcare, and recreation — while the Saginaw River, Wheeler Landing Yacht Harbor, and the scenic Riverwalk/Rail Trail Loop are right outside your door. Designed for those who value simplicity and style, Iron Bridge Condominiums make it easy to “lock and leave” while enjoying the full benefits of homeownership. Whether you’re starting fresh, downsizing, or ready for a more carefree lifestyle, this community offers the freedom to live beautifully — without the burden of maintenance. Choose from single-story or two-story homes, with optional basements, walk-out lower levels, and fully accessible, zero-threshold floor plans available. Each home is fully customizable, allowing you to work with our design team to personalize your layout, finishes, and fixtures. Options include: • 2 to 4 bedrooms • Basement, crawl space, or slab foundations • Second-floor decks • Custom kitchen, bath, and dining layouts • 1,200 to 2,000 sq. ft. floor plans Pricing starts at $324,900 single story, $399,900 two story. Nestled between the waterfront and Defoe Park, Iron Bridge at Wheeler’s Landing is more than a place to live — it’s a new way of living well. Features you’ll love: • Open Floor Plan – Bright and spacious with customizable finishes. • Energy Certified Design – Energy-efficient Low-E insulated glass windows, high-performance cellulose insulation, and a 96% high-efficiency natural gas furnace with central air. • Luxury Touches – Stainless steel appliances, MOEN plumbing fixtures, and your choice of granite countertops, cabinetry, paint colors, and fixtures. • Spacious Bedrooms – Primary suite with private walk-in bath and walk-in closet; 2nd bedroom with its own walk-in closet. • Outdoor & Expansion Options – Covered patio, fully landscaped yard with sprinkler system, oversized 2+ car garage, plus optional basement for an additional $20,000. • Affordable Living – $300 monthly HOA fee. • Peace of Mind – Backed by a 1-year builder warranty from Mid-Michigan Builders. This is your chance to design a home that is customized, barrier-free, energy-efficient, and tax-advantaged for 15 years!

49 or 51 Cove Drive, Bay City

$374,900

22 OR 24 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years APPROXIMATELY 50% REDUCTION! Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s newest low-maintenance waterfront community, thoughtfully crafted for comfort, quality, and convenience. Featuring modern single and two-story duplex condominiums, this vibrant neighborhood offers the perfect blend of relaxed riverfront living and easy access to everything the Great Lakes Bay Region has to offer. Located just minutes from I-75, Iron Bridge puts you close to shopping, dining, healthcare, and recreation — while the Saginaw River, Wheeler Landing Yacht Harbor, and the scenic Riverwalk/Rail Trail Loop are right outside your door. Designed for those who value simplicity and style, Iron Bridge Condominiums make it easy to “lock and leave” while enjoying the full benefits of homeownership. Whether you’re starting fresh, downsizing, or ready for a more carefree lifestyle, this community offers the freedom to live beautifully — without the burden of maintenance. Choose from single-story or two-story homes, with optional basements, walk-out lower levels, and fully accessible, zero-threshold floor plans available. Each home is fully customizable, allowing you to work with our design team to personalize your layout, finishes, and fixtures. Options include: • 2 to 4 bedrooms • Basement, crawl space, or slab foundations • Second-floor decks • Custom kitchen, bath, and dining layouts • 1,200 to 2,000 sq. ft. floor plans Pricing starts at $324,900 single story and $399,900 two story. Nestled between the waterfront and Defoe Park, Iron Bridge at Wheeler’s Landing is more than a place to live — it’s a new way of living well. Features you’ll love: • Open Floor Plan – Bright and spacious with customizable finishes. • Energy Certified Design – Energy-efficient Low-E insulated glass windows, high-performance cellulose insulation, and a 96% high-efficiency natural gas furnace with central air. • Luxury Touches – Stainless steel appliances, MOEN plumbing fixtures, and your choice of granite countertops, cabinetry, paint colors, and fixtures. • Spacious Bedrooms – Primary suite with private walk-in bath and walk-in closet; 2nd bedroom with its own walk-in closet. • Outdoor & Expansion Options – Covered patio, fully landscaped yard with sprinkler system, oversized 2+ car garage, plus optional basement for an additional $20,000. • Affordable Living – $300 monthly HOA fee. • Peace of Mind – Backed by a 1-year builder warranty from Mid-Michigan Builders. This is your chance to design a home that is customized, barrier-free, energy-efficient, and tax-advantaged for 15 years!

50193658 MLS

22 OR 24 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years APPROXIMATELY 50% REDUCTION! Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s newest low-maintenance waterfront community, thoughtfully crafted for comfort, quality, and convenience. Featuring modern single and two-story duplex condominiums, this vibrant neighborhood offers the perfect blend of relaxed riverfront living and easy access to everything the Great Lakes Bay Region has to offer. Located just minutes from I-75, Iron Bridge puts you close to shopping, dining, healthcare, and recreation — while the Saginaw River, Wheeler Landing Yacht Harbor, and the scenic Riverwalk/Rail Trail Loop are right outside your door. Designed for those who value simplicity and style, Iron Bridge Condominiums make it easy to “lock and leave” while enjoying the full benefits of homeownership. Whether you’re starting fresh, downsizing, or ready for a more carefree lifestyle, this community offers the freedom to live beautifully — without the burden of maintenance. Choose from single-story or two-story homes, with optional basements, walk-out lower levels, and fully accessible, zero-threshold floor plans available. Each home is fully customizable, allowing you to work with our design team to personalize your layout, finishes, and fixtures. Options include: • 2 to 4 bedrooms • Basement, crawl space, or slab foundations • Second-floor decks • Custom kitchen, bath, and dining layouts • 1,200 to 2,000 sq. ft. floor plans Pricing starts at $324,900 single story and $399,900 two story. Nestled between the waterfront and Defoe Park, Iron Bridge at Wheeler’s Landing is more than a place to live — it’s a new way of living well. Features you’ll love: • Open Floor Plan – Bright and spacious with customizable finishes. • Energy Certified Design – Energy-efficient Low-E insulated glass windows, high-performance cellulose insulation, and a 96% high-efficiency natural gas furnace with central air. • Luxury Touches – Stainless steel appliances, MOEN plumbing fixtures, and your choice of granite countertops, cabinetry, paint colors, and fixtures. • Spacious Bedrooms – Primary suite with private walk-in bath and walk-in closet; 2nd bedroom with its own walk-in closet. • Outdoor & Expansion Options – Covered patio, fully landscaped yard with sprinkler system, oversized 2+ car garage, plus optional basement for an additional $20,000. • Affordable Living – $300 monthly HOA fee. • Peace of Mind – Backed by a 1-year builder warranty from Mid-Michigan Builders. This is your chance to design a home that is customized, barrier-free, energy-efficient, and tax-advantaged for 15 years!

22 OR 24 Cove Drive, Bay City

$374,900

41 OR 43 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years approximately 50% reduction!! Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s newest low-maintenance waterfront community, thoughtfully crafted for comfort, quality, and convenience. Featuring modern single and two-story duplex condominiums, this vibrant neighborhood offers the perfect blend of relaxed riverfront living and easy access to everything the Great Lakes Bay Region has to offer. Located just minutes from I-75, Iron Bridge puts you close to shopping, dining, healthcare, and recreation — while the Saginaw River, Wheeler Landing Yacht Harbor, and the scenic Riverwalk/Rail Trail Loop are right outside your door. Designed for those who value simplicity and style, Iron Bridge Condominiums make it easy to “lock and leave” while enjoying the full benefits of homeownership. Whether you’re starting fresh, downsizing, or ready for a more carefree lifestyle, this community offers the freedom to live beautifully — without the burden of maintenance. Choose from single-story or two-story homes, with optional basements, walk-out lower levels, and fully accessible, zero-threshold floor plans available. Each home is fully customizable, allowing you to work with our design team to personalize your layout, finishes, and fixtures. Options include: • 2 to 4 bedrooms • Basement, crawl space, or slab foundations • Second-floor decks • Custom kitchen, bath, and dining layouts • 1,200 to 2,000 sq. ft. floor plans Pricing starts at $324,900 single story, $399,900 two story. Nestled between the waterfront and Defoe Park, Iron Bridge at Wheeler’s Landing is more than a place to live — it’s a new way of living well. Features you’ll love: • Open Floor Plan – Bright and spacious with customizable finishes. • Energy Certified Design – Energy-efficient Low-E insulated glass windows, high-performance cellulose insulation, and a 96% high-efficiency natural gas furnace with central air. • Luxury Touches – Stainless steel appliances, MOEN plumbing fixtures, and your choice of granite countertops, cabinetry, paint colors, and fixtures. • Spacious Bedrooms – Primary suite with private walk-in bath and walk-in closet; 2nd bedroom with its own walk-in closet. • Outdoor & Expansion Options – Covered patio, fully landscaped yard with sprinkler system, oversized 2+ car garage, plus optional basement for an additional $20,000. • Affordable Living – $300 monthly HOA fee. • Peace of Mind – Backed by a 1-year builder warranty from Mid-Michigan Builders. This is your chance to design a home that is customized, barrier-free, energy-efficient, and tax-advantaged for 15 years!

50193657 MLS

41 OR 43 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years approximately 50% reduction!! Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s newest low-maintenance waterfront community, thoughtfully crafted for comfort, quality, and convenience. Featuring modern single and two-story duplex condominiums, this vibrant neighborhood offers the perfect blend of relaxed riverfront living and easy access to everything the Great Lakes Bay Region has to offer. Located just minutes from I-75, Iron Bridge puts you close to shopping, dining, healthcare, and recreation — while the Saginaw River, Wheeler Landing Yacht Harbor, and the scenic Riverwalk/Rail Trail Loop are right outside your door. Designed for those who value simplicity and style, Iron Bridge Condominiums make it easy to “lock and leave” while enjoying the full benefits of homeownership. Whether you’re starting fresh, downsizing, or ready for a more carefree lifestyle, this community offers the freedom to live beautifully — without the burden of maintenance. Choose from single-story or two-story homes, with optional basements, walk-out lower levels, and fully accessible, zero-threshold floor plans available. Each home is fully customizable, allowing you to work with our design team to personalize your layout, finishes, and fixtures. Options include: • 2 to 4 bedrooms • Basement, crawl space, or slab foundations • Second-floor decks • Custom kitchen, bath, and dining layouts • 1,200 to 2,000 sq. ft. floor plans Pricing starts at $324,900 single story, $399,900 two story. Nestled between the waterfront and Defoe Park, Iron Bridge at Wheeler’s Landing is more than a place to live — it’s a new way of living well. Features you’ll love: • Open Floor Plan – Bright and spacious with customizable finishes. • Energy Certified Design – Energy-efficient Low-E insulated glass windows, high-performance cellulose insulation, and a 96% high-efficiency natural gas furnace with central air. • Luxury Touches – Stainless steel appliances, MOEN plumbing fixtures, and your choice of granite countertops, cabinetry, paint colors, and fixtures. • Spacious Bedrooms – Primary suite with private walk-in bath and walk-in closet; 2nd bedroom with its own walk-in closet. • Outdoor & Expansion Options – Covered patio, fully landscaped yard with sprinkler system, oversized 2+ car garage, plus optional basement for an additional $20,000. • Affordable Living – $300 monthly HOA fee. • Peace of Mind – Backed by a 1-year builder warranty from Mid-Michigan Builders. This is your chance to design a home that is customized, barrier-free, energy-efficient, and tax-advantaged for 15 years!

41 OR 43 Cove Drive, Bay City

$374,900

45 OR 47 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years approximately 50% REDUCTION! Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s newest low-maintenance waterfront community, thoughtfully crafted for comfort, quality, and convenience. Featuring modern single and two-story duplex condominiums, this vibrant neighborhood offers the perfect blend of relaxed riverfront living and easy access to everything the Great Lakes Bay Region has to offer. Located just minutes from I-75, Iron Bridge puts you close to shopping, dining, healthcare, and recreation — while the Saginaw River, Wheeler Landing Yacht Harbor, and the scenic Riverwalk/Rail Trail Loop are right outside your door. Designed for those who value simplicity and style, Iron Bridge Condominiums make it easy to “lock and leave” while enjoying the full benefits of homeownership. Whether you’re starting fresh, downsizing, or ready for a more carefree lifestyle, this community offers the freedom to live beautifully — without the burden of maintenance. Choose from single-story or two-story homes, with optional basements, walk-out lower levels, and fully accessible, zero-threshold floor plans available. Each home is fully customizable, allowing you to work with our design team to personalize your layout, finishes, and fixtures. Options include: • 2 to 4 bedrooms • Basement, crawl space, or slab foundations • Second-floor decks • Custom kitchen, bath, and dining layouts • 1,200 to 2,000 sq. ft. floor plans Pricing starts at $324,900 single story and $399,900 two story. Nestled between the waterfront and Defoe Park, Iron Bridge at Wheeler’s Landing is more than a place to live — it’s a new way of living well. Features you’ll love: • Open Floor Plan – Bright and spacious with customizable finishes. • Energy Certified Design – Energy-efficient Low-E insulated glass windows, high-performance cellulose insulation, and a 96% high-efficiency natural gas furnace with central air. • Luxury Touches – Stainless steel appliances, MOEN plumbing fixtures, and your choice of granite countertops, cabinetry, paint colors, and fixtures. • Spacious Bedrooms – Primary suite with private walk-in bath and walk-in closet; 2nd bedroom with its own walk-in closet. • Outdoor & Expansion Options – Covered patio, fully landscaped yard with sprinkler system, oversized 2+ car garage, plus optional basement for an additional $20,000. • Affordable Living – $300 monthly HOA fee. • Peace of Mind – Backed by a 1-year builder warranty from Mid-Michigan Builders. This is your chance to design a home that is customized, barrier-free, energy-efficient, and tax-advantaged for 15 years!

50193656 MLS

45 OR 47 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years approximately 50% REDUCTION! Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s newest low-maintenance waterfront community, thoughtfully crafted for comfort, quality, and convenience. Featuring modern single and two-story duplex condominiums, this vibrant neighborhood offers the perfect blend of relaxed riverfront living and easy access to everything the Great Lakes Bay Region has to offer. Located just minutes from I-75, Iron Bridge puts you close to shopping, dining, healthcare, and recreation — while the Saginaw River, Wheeler Landing Yacht Harbor, and the scenic Riverwalk/Rail Trail Loop are right outside your door. Designed for those who value simplicity and style, Iron Bridge Condominiums make it easy to “lock and leave” while enjoying the full benefits of homeownership. Whether you’re starting fresh, downsizing, or ready for a more carefree lifestyle, this community offers the freedom to live beautifully — without the burden of maintenance. Choose from single-story or two-story homes, with optional basements, walk-out lower levels, and fully accessible, zero-threshold floor plans available. Each home is fully customizable, allowing you to work with our design team to personalize your layout, finishes, and fixtures. Options include: • 2 to 4 bedrooms • Basement, crawl space, or slab foundations • Second-floor decks • Custom kitchen, bath, and dining layouts • 1,200 to 2,000 sq. ft. floor plans Pricing starts at $324,900 single story and $399,900 two story. Nestled between the waterfront and Defoe Park, Iron Bridge at Wheeler’s Landing is more than a place to live — it’s a new way of living well. Features you’ll love: • Open Floor Plan – Bright and spacious with customizable finishes. • Energy Certified Design – Energy-efficient Low-E insulated glass windows, high-performance cellulose insulation, and a 96% high-efficiency natural gas furnace with central air. • Luxury Touches – Stainless steel appliances, MOEN plumbing fixtures, and your choice of granite countertops, cabinetry, paint colors, and fixtures. • Spacious Bedrooms – Primary suite with private walk-in bath and walk-in closet; 2nd bedroom with its own walk-in closet. • Outdoor & Expansion Options – Covered patio, fully landscaped yard with sprinkler system, oversized 2+ car garage, plus optional basement for an additional $20,000. • Affordable Living – $300 monthly HOA fee. • Peace of Mind – Backed by a 1-year builder warranty from Mid-Michigan Builders. This is your chance to design a home that is customized, barrier-free, energy-efficient, and tax-advantaged for 15 years!

45 OR 47 Cove Drive, Bay City

$374,900

53 OR 55 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years, approximately 50% reduction!! Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s newest low-maintenance waterfront community, thoughtfully crafted for comfort, quality, and convenience. Featuring modern single and two-story duplex condominiums, this vibrant neighborhood offers the perfect blend of relaxed riverfront living and easy access to everything the Great Lakes Bay Region has to offer. Located just minutes from I-75, Iron Bridge puts you close to shopping, dining, healthcare, and recreation — while the Saginaw River, Wheeler Landing Yacht Harbor, and the scenic Riverwalk/Rail Trail Loop are right outside your door. Designed for those who value simplicity and style, Iron Bridge Condominiums make it easy to “lock and leave” while enjoying the full benefits of homeownership. Whether you’re starting fresh, downsizing, or ready for a more carefree lifestyle, this community offers the freedom to live beautifully — without the burden of maintenance. Choose from single-story or two-story homes, with optional basements, walk-out lower levels, and fully accessible, zero-threshold floor plans available. Each home is fully customizable, allowing you to work with our design team to personalize your layout, finishes, and fixtures. Options include: • 2 to 4 bedrooms • Basement, crawl space, or slab foundations • Second-floor decks • Custom kitchen, bath, and dining layouts • 1,200 to 2,000 sq. ft. floor plans Pricing starts at $324,900 single story and $399,900 two story. Nestled between the waterfront and Defoe Park, Iron Bridge at Wheeler’s Landing is more than a place to live — it’s a new way of living well. Features you’ll love: • Open Floor Plan – Bright and spacious with customizable finishes. • Energy Certified Design – Energy-efficient Low-E insulated glass windows, high-performance cellulose insulation, and a 96% high-efficiency natural gas furnace with central air. • Luxury Touches – Stainless steel appliances, MOEN plumbing fixtures, and your choice of granite countertops, cabinetry, paint colors, and fixtures. • Spacious Bedrooms – Primary suite with private walk-in bath and walk-in closet; 2nd bedroom with its own walk-in closet. • Outdoor & Expansion Options – Covered patio, fully landscaped yard with sprinkler system, oversized 2+ car garage, plus optional basement for an additional $20,000. • Affordable Living – $300 monthly HOA fee. • Peace of Mind – Backed by a 1-year builder warranty from Mid-Michigan Builders. This is your chance to design a home that is customized, barrier-free, energy-efficient, and tax-advantaged for 15 years!

50193645 MLS

53 OR 55 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years, approximately 50% reduction!! Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s newest low-maintenance waterfront community, thoughtfully crafted for comfort, quality, and convenience. Featuring modern single and two-story duplex condominiums, this vibrant neighborhood offers the perfect blend of relaxed riverfront living and easy access to everything the Great Lakes Bay Region has to offer. Located just minutes from I-75, Iron Bridge puts you close to shopping, dining, healthcare, and recreation — while the Saginaw River, Wheeler Landing Yacht Harbor, and the scenic Riverwalk/Rail Trail Loop are right outside your door. Designed for those who value simplicity and style, Iron Bridge Condominiums make it easy to “lock and leave” while enjoying the full benefits of homeownership. Whether you’re starting fresh, downsizing, or ready for a more carefree lifestyle, this community offers the freedom to live beautifully — without the burden of maintenance. Choose from single-story or two-story homes, with optional basements, walk-out lower levels, and fully accessible, zero-threshold floor plans available. Each home is fully customizable, allowing you to work with our design team to personalize your layout, finishes, and fixtures. Options include: • 2 to 4 bedrooms • Basement, crawl space, or slab foundations • Second-floor decks • Custom kitchen, bath, and dining layouts • 1,200 to 2,000 sq. ft. floor plans Pricing starts at $324,900 single story and $399,900 two story. Nestled between the waterfront and Defoe Park, Iron Bridge at Wheeler’s Landing is more than a place to live — it’s a new way of living well. Features you’ll love: • Open Floor Plan – Bright and spacious with customizable finishes. • Energy Certified Design – Energy-efficient Low-E insulated glass windows, high-performance cellulose insulation, and a 96% high-efficiency natural gas furnace with central air. • Luxury Touches – Stainless steel appliances, MOEN plumbing fixtures, and your choice of granite countertops, cabinetry, paint colors, and fixtures. • Spacious Bedrooms – Primary suite with private walk-in bath and walk-in closet; 2nd bedroom with its own walk-in closet. • Outdoor & Expansion Options – Covered patio, fully landscaped yard with sprinkler system, oversized 2+ car garage, plus optional basement for an additional $20,000. • Affordable Living – $300 monthly HOA fee. • Peace of Mind – Backed by a 1-year builder warranty from Mid-Michigan Builders. This is your chance to design a home that is customized, barrier-free, energy-efficient, and tax-advantaged for 15 years!

55 OR 53 Cove Drive, Bay City

$374,900

57 or 59 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years, approximately 50% reduction. Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s newest low-maintenance waterfront community, thoughtfully crafted for comfort, quality, and convenience. Featuring modern single and two-story duplex condominiums, this vibrant neighborhood offers the perfect blend of relaxed riverfront living and easy access to everything the Great Lakes Bay Region has to offer. Located just minutes from I-75, Iron Bridge puts you close to shopping, dining, healthcare, and recreation — while the Saginaw River, Wheeler Landing Yacht Harbor, and the scenic Riverwalk/Rail Trail Loop are right outside your door. Designed for those who value simplicity and style, Iron Bridge Condominiums make it easy to “lock and leave” while enjoying the full benefits of homeownership. Whether you’re starting fresh, downsizing, or ready for a more carefree lifestyle, this community offers the freedom to live beautifully — without the burden of maintenance. Choose from single-story or two-story homes, with optional basements, walk-out lower levels, and fully accessible, zero-threshold floor plans available. Each home is fully customizable, allowing you to work with our design team to personalize your layout, finishes, and fixtures. Options include: • 2 to 4 bedrooms • Basement, crawl space, or slab foundations • Second-floor decks • Custom kitchen, bath, and dining layouts • 1,200 to 2,000 sq. ft. floor plans Pricing starts at $324,900 single story, $399,900 two story. Nestled between the waterfront and Defoe Park, Iron Bridge at Wheeler’s Landing is more than a place to live — it’s a new way of living well. Features you’ll love: • Open Floor Plan – Bright and spacious with customizable finishes. • Energy Certified Design – Energy-efficient Low-E insulated glass windows, high-performance cellulose insulation, and a 96% high-efficiency natural gas furnace with central air. • Luxury Touches – Stainless steel appliances, MOEN plumbing fixtures, and your choice of granite countertops, cabinetry, paint colors, and fixtures. • Spacious Bedrooms – Primary suite with private walk-in bath and walk-in closet; 2nd bedroom with its own walk-in closet. • Outdoor & Expansion Options – Covered patio, fully landscaped yard with sprinkler system, oversized 2+ car garage, plus optional basement for an additional $20,000. • Affordable Living – $300 monthly HOA fee. • Peace of Mind – Backed by a 1-year builder warranty from Mid-Michigan Builders. This is your chance to design a home that is customized, barrier-free, energy-efficient, and tax-advantaged for 15 years!

50193642 MLS

57 or 59 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years, approximately 50% reduction. Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s newest low-maintenance waterfront community, thoughtfully crafted for comfort, quality, and convenience. Featuring modern single and two-story duplex condominiums, this vibrant neighborhood offers the perfect blend of relaxed riverfront living and easy access to everything the Great Lakes Bay Region has to offer. Located just minutes from I-75, Iron Bridge puts you close to shopping, dining, healthcare, and recreation — while the Saginaw River, Wheeler Landing Yacht Harbor, and the scenic Riverwalk/Rail Trail Loop are right outside your door. Designed for those who value simplicity and style, Iron Bridge Condominiums make it easy to “lock and leave” while enjoying the full benefits of homeownership. Whether you’re starting fresh, downsizing, or ready for a more carefree lifestyle, this community offers the freedom to live beautifully — without the burden of maintenance. Choose from single-story or two-story homes, with optional basements, walk-out lower levels, and fully accessible, zero-threshold floor plans available. Each home is fully customizable, allowing you to work with our design team to personalize your layout, finishes, and fixtures. Options include: • 2 to 4 bedrooms • Basement, crawl space, or slab foundations • Second-floor decks • Custom kitchen, bath, and dining layouts • 1,200 to 2,000 sq. ft. floor plans Pricing starts at $324,900 single story, $399,900 two story. Nestled between the waterfront and Defoe Park, Iron Bridge at Wheeler’s Landing is more than a place to live — it’s a new way of living well. Features you’ll love: • Open Floor Plan – Bright and spacious with customizable finishes. • Energy Certified Design – Energy-efficient Low-E insulated glass windows, high-performance cellulose insulation, and a 96% high-efficiency natural gas furnace with central air. • Luxury Touches – Stainless steel appliances, MOEN plumbing fixtures, and your choice of granite countertops, cabinetry, paint colors, and fixtures. • Spacious Bedrooms – Primary suite with private walk-in bath and walk-in closet; 2nd bedroom with its own walk-in closet. • Outdoor & Expansion Options – Covered patio, fully landscaped yard with sprinkler system, oversized 2+ car garage, plus optional basement for an additional $20,000. • Affordable Living – $300 monthly HOA fee. • Peace of Mind – Backed by a 1-year builder warranty from Mid-Michigan Builders. This is your chance to design a home that is customized, barrier-free, energy-efficient, and tax-advantaged for 15 years!

59 OR 57 Cove Drive, Bay City

$364,000

Prime mixed-use investment opportunity located in Bay City’s vibrant Midland Street District. This historic 15,000 sq ft building features five street-level retail storefronts and a second floor offering substantial redevelopment potential. One storefront is currently leased at $850 per month plus utilities, with four additional storefronts available for lease-up. Each unit is separately metered for utilities and includes private basement space with updated plumbing and drainage. The upper level currently contains 12 apartment units ready for renovation, with engineered plans available for a four-unit luxury condominium conversion. Located within walking distance of the Bay County Riverwalk and surrounded by restaurants, nightlife, and entertainment venues, this property offers a rare opportunity to reposition a large mixed-use asset in one of Bay City’s most active commercial corridors. One store front has a Specially Designated Merchant (SDM) license available for purchase.

50201489 MLS

Prime mixed-use investment opportunity located in Bay City’s vibrant Midland Street District. This historic 15,000 sq ft building features five street-level retail storefronts and a second floor offering substantial redevelopment potential. One storefront is currently leased at $850 per month plus utilities, with four additional storefronts available for lease-up. Each unit is separately metered for utilities and includes private basement space with updated plumbing and drainage. The upper level currently contains 12 apartment units ready for renovation, with engineered plans available for a four-unit luxury condominium conversion. Located within walking distance of the Bay County Riverwalk and surrounded by restaurants, nightlife, and entertainment venues, this property offers a rare opportunity to reposition a large mixed-use asset in one of Bay City’s most active commercial corridors. One store front has a Specially Designated Merchant (SDM) license available for purchase.

301 E Midland Street, Bay City

$364,000

Prime mixed-use investment opportunity located in Bay City's vibrant Midland Street District. This historic 15,000 sq ft building features five street-level retail storefronts and a second floor offering substantial redevelopment potential. One storefront is currently leased at $850 per month plus utilities, with four additional storefronts available for lease-up. Each unit is separately metered for utilities and includes private basement space with updated plumbing and drainage. The upper level currently contains 12 apartment units ready for renovation, with engineered plans available for a four-unit luxury condominium conversion. Located within walking distance of the Bay County Riverwalk and surrounded by restaurants, nightlife, and entertainment venues, this property offers a rare opportunity to reposition a large mixed-use asset in one of Bay City's most active commercial corridors. An SDM license is available for 305 E Midland for an additional $6500.

60973816 MLS

Prime mixed-use investment opportunity located in Bay City's vibrant Midland Street District. This historic 15,000 sq ft building features five street-level retail storefronts and a second floor offering substantial redevelopment potential. One storefront is currently leased at $850 per month plus utilities, with four additional storefronts available for lease-up. Each unit is separately metered for utilities and includes private basement space with updated plumbing and drainage. The upper level currently contains 12 apartment units ready for renovation, with engineered plans available for a four-unit luxury condominium conversion. Located within walking distance of the Bay County Riverwalk and surrounded by restaurants, nightlife, and entertainment venues, this property offers a rare opportunity to reposition a large mixed-use asset in one of Bay City's most active commercial corridors. An SDM license is available for 305 E Midland for an additional $6500.

301 E Midland Street, Bay City

$349,000

Some buildings have history. This one wears it proudly. Standing tall since 1911, this Bay City landmark makes an unforgettable first impression with its commanding neoclassical design, massive limestone pillars and timeless architecture that simply isn't built anymore. It's the kind of building that stops traffic before you ever step inside. Then you open the door. The original craftsmanship immediately takes over. Historic wood floors and trim, soaring ceilings, intricate stained glass windows and architectural details around every corner remind you that this wasn't just another building. It was built to inspire. The grand sanctuary, once filled with worship and, more recently, transformed into a theater, remains the centerpiece of the property. Sunlight pours through the original stained glass, illuminating a breathtaking space crowned by an impressive domed ceiling that still carries the same sense of awe it did more than a century ago. Just beyond the main sanctuary sits a separate annex building that opens the door to even more possibilities. Originally designed for education, the space features a wide-open gathering space, large windows that flood the rooms with natural light, office areas, and restroom that could easily be reimagined. Whether your plans include a school, daycare, community center, office headquarters, nonprofit, or creative workspace, the annex provides the flexibility to bring your vision to life. Whether your vision is to preserve its rich history, create an unforgettable event venue, establish a performing arts center, convert it into a unique commercial space or breathe new life into this architectural treasure, opportunities like this rarely come along. More than 100 years after its doors first opened, this landmark is ready for its next chapter.

61017663 MLS

Some buildings have history. This one wears it proudly. Standing tall since 1911, this Bay City landmark makes an unforgettable first impression with its commanding neoclassical design, massive limestone pillars and timeless architecture that simply isn't built anymore. It's the kind of building that stops traffic before you ever step inside. Then you open the door. The original craftsmanship immediately takes over. Historic wood floors and trim, soaring ceilings, intricate stained glass windows and architectural details around every corner remind you that this wasn't just another building. It was built to inspire. The grand sanctuary, once filled with worship and, more recently, transformed into a theater, remains the centerpiece of the property. Sunlight pours through the original stained glass, illuminating a breathtaking space crowned by an impressive domed ceiling that still carries the same sense of awe it did more than a century ago. Just beyond the main sanctuary sits a separate annex building that opens the door to even more possibilities. Originally designed for education, the space features a wide-open gathering space, large windows that flood the rooms with natural light, office areas, and restroom that could easily be reimagined. Whether your plans include a school, daycare, community center, office headquarters, nonprofit, or creative workspace, the annex provides the flexibility to bring your vision to life. Whether your vision is to preserve its rich history, create an unforgettable event venue, establish a performing arts center, convert it into a unique commercial space or breathe new life into this architectural treasure, opportunities like this rarely come along. More than 100 years after its doors first opened, this landmark is ready for its next chapter.

701 N Vanburen Street, Bay City

$349,000

Some buildings have history. This one wears it proudly. Standing tall since 1911, this Bay City landmark makes an unforgettable first impression with its commanding neoclassical design, massive limestone pillars and timeless architecture that simply isn't built anymore. It's the kind of building that stops traffic before you ever step inside. Then you open the door. The original craftsmanship immediately takes over. Historic wood floors and trim, soaring ceilings, intricate stained glass windows and architectural details around every corner remind you that this wasn't just another building. It was built to inspire. The grand sanctuary, once filled with worship and, more recently, transformed into a theater, remains the centerpiece of the property. Sunlight pours through the original stained glass, illuminating a breathtaking space crowned by an impressive domed ceiling that still carries the same sense of awe it did more than a century ago. Just beyond the main sanctuary sits a separate annex building that opens the door to even more possibilities. Originally designed for education, the space features a wide-open gathering space, large windows that flood the rooms with natural light, office areas, and restroom that could easily be reimagined. Whether your plans include a school, daycare, community center, office headquarters, nonprofit, or creative workspace, the annex provides the flexibility to bring your vision to life. Whether your vision is to preserve its rich history, create an unforgettable event venue, establish a performing arts center, convert it into a unique commercial space or breathe new life into this architectural treasure, opportunities like this rarely come along. More than 100 years after its doors first opened, this landmark is ready for its next chapter.

50217257 MLS

Some buildings have history. This one wears it proudly. Standing tall since 1911, this Bay City landmark makes an unforgettable first impression with its commanding neoclassical design, massive limestone pillars and timeless architecture that simply isn't built anymore. It's the kind of building that stops traffic before you ever step inside. Then you open the door. The original craftsmanship immediately takes over. Historic wood floors and trim, soaring ceilings, intricate stained glass windows and architectural details around every corner remind you that this wasn't just another building. It was built to inspire. The grand sanctuary, once filled with worship and, more recently, transformed into a theater, remains the centerpiece of the property. Sunlight pours through the original stained glass, illuminating a breathtaking space crowned by an impressive domed ceiling that still carries the same sense of awe it did more than a century ago. Just beyond the main sanctuary sits a separate annex building that opens the door to even more possibilities. Originally designed for education, the space features a wide-open gathering space, large windows that flood the rooms with natural light, office areas, and restroom that could easily be reimagined. Whether your plans include a school, daycare, community center, office headquarters, nonprofit, or creative workspace, the annex provides the flexibility to bring your vision to life. Whether your vision is to preserve its rich history, create an unforgettable event venue, establish a performing arts center, convert it into a unique commercial space or breathe new life into this architectural treasure, opportunities like this rarely come along. More than 100 years after its doors first opened, this landmark is ready for its next chapter.

701 N Vanburen Street, Bay City

$330,000

Welcome to 3028 Melrose Dr in Bay City's highly sought after Northgate subdivision. This spacious 4-bedroom, 3.5 bath home offers 2396 square feet of well-designed living space on a generous .23 care lot, providing the perfect combination of comfort, functionality and location. Inside you will find ample room for everyday living and entertaining with a versatile floor plan that offers space for the whole family. The partial basement provides excellent storage or the potential for additional living space to meet your needs. Step outside to enjoy the fully fenced backyard ideal for children, pets, gardening, or relaxing with family and friends. The attached, heated 2 car garage is perfect for year-round parking, projects, and additional storage, making Michigan winters much more comfortable. Built in 1973 and located in one of Bay City's most desirable neighborhoods. This home is just minutes from shopping, dining, schools, parks, and everyday conveniences. Whether you are looking for room to grow or a place to settle into for years to come this Northgate home is one you won't want to miss.

4 Beds ⋅ 4 Baths ⋅ 50217920 MLS

Welcome to 3028 Melrose Dr in Bay City's highly sought after Northgate subdivision. This spacious 4-bedroom, 3.5 bath home offers 2396 square feet of well-designed living space on a generous .23 care lot, providing the perfect combination of comfort, functionality and location. Inside you will find ample room for everyday living and entertaining with a versatile floor plan that offers space for the whole family. The partial basement provides excellent storage or the potential for additional living space to meet your needs. Step outside to enjoy the fully fenced backyard ideal for children, pets, gardening, or relaxing with family and friends. The attached, heated 2 car garage is perfect for year-round parking, projects, and additional storage, making Michigan winters much more comfortable. Built in 1973 and located in one of Bay City's most desirable neighborhoods. This home is just minutes from shopping, dining, schools, parks, and everyday conveniences. Whether you are looking for room to grow or a place to settle into for years to come this Northgate home is one you won't want to miss.

3028 Melrose Drive, Bay City

$329,000

Check out this stately brick mansion offering an ideal floorplan with unique spaces for everyone! Includes 7 bedrooms and 5 baths plus storage galore. Five car garage for all of your toys. Did someone say Airbnb? Ultra convenient location combines park-like setting with privacy less than three minutes from prime shopping area. Brand new carpeting and freshly painted throughout. Hurry this one won't last!

7 Beds ⋅ 5 Baths ⋅ 50186917 MLS

Check out this stately brick mansion offering an ideal floorplan with unique spaces for everyone! Includes 7 bedrooms and 5 baths plus storage galore. Five car garage for all of your toys. Did someone say Airbnb? Ultra convenient location combines park-like setting with privacy less than three minutes from prime shopping area. Brand new carpeting and freshly painted throughout. Hurry this one won't last!

1106 State Street, Bay City

$325,000

Exceptional mixed-use/commercial opportunity in the heart of Bay City featuring over 5,000+ square feet of potential across multiple levels. The main floor is currently configured as professional office space and offers approximately 1,401 square feet of finished area, complete with a full bath, half bath, and laundry area, making it ideal for continued commercial use or future live/work flexibility. The second floor spans an additional 1,681 square feet and has been fully gutted, presenting a blank canvas for redevelopment. Current owners originally intended to create a stunning residential living space and even commissioned architectural plans for the build-out, offering incredible upside for investors, entrepreneurs, or mixed-use visionaries. A standout feature of the property is the finished third-floor cupola/bourbon bar area - a unique and inviting space with direct roof access and the potential for an incredible rooftop patio or deck overlooking the city. Additional highlights include all new windows throughout the building, a new roof, and a full unfinished basement providing an additional 1,681 square feet for storage or utility use. Rare opportunity to own a character-filled building with significant redevelopment potential in a growing downtown corridor.

50207617 MLS

Exceptional mixed-use/commercial opportunity in the heart of Bay City featuring over 5,000+ square feet of potential across multiple levels. The main floor is currently configured as professional office space and offers approximately 1,401 square feet of finished area, complete with a full bath, half bath, and laundry area, making it ideal for continued commercial use or future live/work flexibility. The second floor spans an additional 1,681 square feet and has been fully gutted, presenting a blank canvas for redevelopment. Current owners originally intended to create a stunning residential living space and even commissioned architectural plans for the build-out, offering incredible upside for investors, entrepreneurs, or mixed-use visionaries. A standout feature of the property is the finished third-floor cupola/bourbon bar area - a unique and inviting space with direct roof access and the potential for an incredible rooftop patio or deck overlooking the city. Additional highlights include all new windows throughout the building, a new roof, and a full unfinished basement providing an additional 1,681 square feet for storage or utility use. Rare opportunity to own a character-filled building with significant redevelopment potential in a growing downtown corridor.

108 S Linn Street, Bay City

$319,000

Prime opportunity in the growing Bay City area! This 10-acre industrial parcel offers an excellent location for development with public water, public sewer, natural gas, and electricity available at the road. The property provides ample space for a variety of industrial or commercial uses, making it ideal for warehousing, manufacturing, storage, or business expansion. Conveniently located with easy access to major roadways, this site offers both visibility and accessibility while still providing plenty of room to build and grow. A great investment opportunity in an area with ongoing development.

50201683 MLS

Prime opportunity in the growing Bay City area! This 10-acre industrial parcel offers an excellent location for development with public water, public sewer, natural gas, and electricity available at the road. The property provides ample space for a variety of industrial or commercial uses, making it ideal for warehousing, manufacturing, storage, or business expansion. Conveniently located with easy access to major roadways, this site offers both visibility and accessibility while still providing plenty of room to build and grow. A great investment opportunity in an area with ongoing development.

2421 & 2435 Marquette Avenue, Bay City

$299,900

Prime Mixed-Use Commercial Opportunity in Bay City's Columbus Avenue Business District! This 7,320 total sq. ft. commercial property offers two separate storefronts and addresses—510 Columbus Ave & 510.5 Columbus Ave—providing excellent flexibility for an owner-operator and potential rental income. The 510 side is currently utilized as a full-service auto & cycle parts and repair shop and features four 10' overhead doors along the side, one 9' overhead door in the rear, three hydraulic auto hoists, two custom cycle hoists and compressor all included with the property. The shop includes a large front showroom/reception area, main repair area, and two additional separate rooms in the rear. The entire shop is heated, with central A/C in the showroom and rear rooms. A bathroom and two large storage rooms are located within the main shop area. The adjoining 510.5 storefront features its own entrance and full bathroom and was previously operated as a coffee shop. The space is currently vacant, but the primary components of the former coffee shop remain and are included with the property. Newer rubber roof installed on the whole building in the last 10 years. Last, but not least, there is a large parking lot behind the building on the south-side that is accessible from 13th Street, as well as parking lot space along the side of the building also! A unique opportunity to acquire an established commercial operation with additional space for your own business, expansion, or potential rental income, all in the heart of Bay City's East Side Columbus Avenue Business District. Call to schedule your private showing today!

50222620 MLS

Prime Mixed-Use Commercial Opportunity in Bay City's Columbus Avenue Business District! This 7,320 total sq. ft. commercial property offers two separate storefronts and addresses—510 Columbus Ave & 510.5 Columbus Ave—providing excellent flexibility for an owner-operator and potential rental income. The 510 side is currently utilized as a full-service auto & cycle parts and repair shop and features four 10' overhead doors along the side, one 9' overhead door in the rear, three hydraulic auto hoists, two custom cycle hoists and compressor all included with the property. The shop includes a large front showroom/reception area, main repair area, and two additional separate rooms in the rear. The entire shop is heated, with central A/C in the showroom and rear rooms. A bathroom and two large storage rooms are located within the main shop area. The adjoining 510.5 storefront features its own entrance and full bathroom and was previously operated as a coffee shop. The space is currently vacant, but the primary components of the former coffee shop remain and are included with the property. Newer rubber roof installed on the whole building in the last 10 years. Last, but not least, there is a large parking lot behind the building on the south-side that is accessible from 13th Street, as well as parking lot space along the side of the building also! A unique opportunity to acquire an established commercial operation with additional space for your own business, expansion, or potential rental income, all in the heart of Bay City's East Side Columbus Avenue Business District. Call to schedule your private showing today!

510 Columbus Avenue, Bay City

$299,900

Prime redevelopment opportunity in the heart of Downtown Bay City. Located just steps from the Saginaw River, Wenonah Park, restaurants, boutiques, nightlife, and year-round activity, 702 Washington Ave offers approximately 16,000 SF of endless potential in one of the city’s most walkable and high-traffic locations. Liquor license available to purchase separately. The expansive main floor features soaring ceilings and open layouts ideal for restaurants, bars, retail, office space, entertainment venues, or multi-tenant commercial use. Upstairs, the second floor is currently framed for a large apartment space, creating excellent mixed-use, Airbnb, or residential potential. A true blank canvas ready for redevelopment, investment, or your next flagship business concept.

50208963 MLS

Prime redevelopment opportunity in the heart of Downtown Bay City. Located just steps from the Saginaw River, Wenonah Park, restaurants, boutiques, nightlife, and year-round activity, 702 Washington Ave offers approximately 16,000 SF of endless potential in one of the city’s most walkable and high-traffic locations. Liquor license available to purchase separately. The expansive main floor features soaring ceilings and open layouts ideal for restaurants, bars, retail, office space, entertainment venues, or multi-tenant commercial use. Upstairs, the second floor is currently framed for a large apartment space, creating excellent mixed-use, Airbnb, or residential potential. A true blank canvas ready for redevelopment, investment, or your next flagship business concept.

702 Washington Avenue, Bay City

$299,000

Unlock the potential of this exceptional 4,200 sq ft commercial building, formerly a well-maintained credit union and ready for its next chapter. With its solid construction, modern infrastructure, and impressive condition, this property offers a rare opportunity for businesses seeking space that blends durability with versatility. Expansive open areas, private offices, vault room, and ample parking make it ideal for a wide range of businesses , professional services, financial institutions, medical offices, or a dynamic mixed-use concept. The opportunities are endless—bring your vision and make it happen. Updated furnaces and air. Priced Well Below SEV for Immediate Sale. Contact the agent today for a private showing.

50221590 MLS

Unlock the potential of this exceptional 4,200 sq ft commercial building, formerly a well-maintained credit union and ready for its next chapter. With its solid construction, modern infrastructure, and impressive condition, this property offers a rare opportunity for businesses seeking space that blends durability with versatility. Expansive open areas, private offices, vault room, and ample parking make it ideal for a wide range of businesses , professional services, financial institutions, medical offices, or a dynamic mixed-use concept. The opportunities are endless—bring your vision and make it happen. Updated furnaces and air. Priced Well Below SEV for Immediate Sale. Contact the agent today for a private showing.

1304 N Sherman Street, Bay City

$295,000

High exposure vacant land for development one block east of the Saginaw River on McKinley (M-25). Uptown development across the street with Starbucks and Pitaway to mention a few. Downtown just to the north. This is on a US-10 connector leading to I-75 as well as M-13/23. DTC is approx. 30,000.

50218417 MLS

High exposure vacant land for development one block east of the Saginaw River on McKinley (M-25). Uptown development across the street with Starbucks and Pitaway to mention a few. Downtown just to the north. This is on a US-10 connector leading to I-75 as well as M-13/23. DTC is approx. 30,000.

200 Mckinley Avenue, Bay City

$284,900

Timeless Victorian charm meets modern day comfort. Step into the perfect blend of historic elegance and contemporary convenience in this meticulously maintained Victorian home. Rich in original character and architectural detail, this stunning residence offers 5 spacious bedrooms and 2.5 bathrooms, providing ample room for family living, entertaining, and everyday comfort. From the moment you arrive, you'll appreciate the beautifully landscaped grounds and inviting courtyard, creating exceptional curb appeal and a peaceful outdoor retreat. Inside, the home's original Victorian charm shines through with classic craftsmanship, warm character, and three fireplaces—two gas and one wood-burning—offering cozy gathering spaces throughout the seasons. Modern updates thoughtfully completed while preserving the home's historic feel. Updated vinyl windows with a transferable lifetime warranty provide energy efficiency and peace of mind, while fresh interior paint creates a bright, move-in-ready atmosphere. The home also features updated electrical service, a new water heater, newer appliances, and a new garage door w/ opener. Storage is abundant throughout the home, complemented by a clean, dry fully finished basement that offers additional living space for organization, hobbies, or future possibilities. An attached garage adds convenience and practicality rarely found in homes of this era. This exceptional property offers the best of both worlds—the timeless beauty and craftsmanship of a classic Victorian combined with the modern updates today's buyers desire. A truly special home that has been lovingly cared for and is ready for its next chapter. Call today for your private showing!

5 Beds ⋅ 3 Baths ⋅ 50210023 MLS

Timeless Victorian charm meets modern day comfort. Step into the perfect blend of historic elegance and contemporary convenience in this meticulously maintained Victorian home. Rich in original character and architectural detail, this stunning residence offers 5 spacious bedrooms and 2.5 bathrooms, providing ample room for family living, entertaining, and everyday comfort. From the moment you arrive, you'll appreciate the beautifully landscaped grounds and inviting courtyard, creating exceptional curb appeal and a peaceful outdoor retreat. Inside, the home's original Victorian charm shines through with classic craftsmanship, warm character, and three fireplaces—two gas and one wood-burning—offering cozy gathering spaces throughout the seasons. Modern updates thoughtfully completed while preserving the home's historic feel. Updated vinyl windows with a transferable lifetime warranty provide energy efficiency and peace of mind, while fresh interior paint creates a bright, move-in-ready atmosphere. The home also features updated electrical service, a new water heater, newer appliances, and a new garage door w/ opener. Storage is abundant throughout the home, complemented by a clean, dry fully finished basement that offers additional living space for organization, hobbies, or future possibilities. An attached garage adds convenience and practicality rarely found in homes of this era. This exceptional property offers the best of both worlds—the timeless beauty and craftsmanship of a classic Victorian combined with the modern updates today's buyers desire. A truly special home that has been lovingly cared for and is ready for its next chapter. Call today for your private showing!

601 N Van Buren Street, Bay City

$279,000

SAGINAW RIVER VIEWS – NEXT TO WHEELER LANDING YACHT HARBOR! BONUS IT’S BARRIER FREE ACCESSIBILITY!!! PROPERTY TAXES REDUCED 50% FOR UP TO 15 YEARS!! This stunning 2-bedroom, 2-bath condominium is designed with full barrier-free accessibility, offering step-free living, wide entryways, and an open layout for maximum comfort and convenience. Built with energy-certified construction, the home includes Low-E insulated glass windows, a 96% high-efficiency natural gas furnace, central air, and high-performance cellulose insulation—keeping you comfortable while saving on energy costs. The spacious kitchen features quality cabinetry, granite countertops, stainless steel appliances, and Moen plumbing fixtures. The open floor plan flows seamlessly into the living and dining areas, perfect for everyday living or entertaining. The primary suite boasts a private bath with a full walk-in tile shower and a large walk-in closet. A second bedroom with its own walk-in closet and a second full bath add to the thoughtful design. Enjoy outdoor living on the covered front porch or the stamped concrete back patio with a covered roof. The vinyl and stone exterior is complemented by professional landscaping and a sprinkler system. Additional highlights include tile flooring with carpet in the living and bedroom areas, a convenient laundry space, and stylish finishes throughout. Modern, energy-efficient, and barrier-free—this condo is move-in ready and built for today’s lifestyle. HOA SERVICES PROVIDE: LAWN CARE, SPRINKLER SYSTEM, TREE, SHRUB, AND BED MAINTENANCE, SNOW REMOVAL FROM DRIVE AND WALKS FOR SNOW EVENTS OVER 2”, SPRING AND FALL CLEANUP AND MORE AS PROVIDED BY THE MASTER DEED.

2 Beds ⋅ 2 Baths ⋅ 50188166 MLS

SAGINAW RIVER VIEWS – NEXT TO WHEELER LANDING YACHT HARBOR! BONUS IT’S BARRIER FREE ACCESSIBILITY!!! PROPERTY TAXES REDUCED 50% FOR UP TO 15 YEARS!! This stunning 2-bedroom, 2-bath condominium is designed with full barrier-free accessibility, offering step-free living, wide entryways, and an open layout for maximum comfort and convenience. Built with energy-certified construction, the home includes Low-E insulated glass windows, a 96% high-efficiency natural gas furnace, central air, and high-performance cellulose insulation—keeping you comfortable while saving on energy costs. The spacious kitchen features quality cabinetry, granite countertops, stainless steel appliances, and Moen plumbing fixtures. The open floor plan flows seamlessly into the living and dining areas, perfect for everyday living or entertaining. The primary suite boasts a private bath with a full walk-in tile shower and a large walk-in closet. A second bedroom with its own walk-in closet and a second full bath add to the thoughtful design. Enjoy outdoor living on the covered front porch or the stamped concrete back patio with a covered roof. The vinyl and stone exterior is complemented by professional landscaping and a sprinkler system. Additional highlights include tile flooring with carpet in the living and bedroom areas, a convenient laundry space, and stylish finishes throughout. Modern, energy-efficient, and barrier-free—this condo is move-in ready and built for today’s lifestyle. HOA SERVICES PROVIDE: LAWN CARE, SPRINKLER SYSTEM, TREE, SHRUB, AND BED MAINTENANCE, SNOW REMOVAL FROM DRIVE AND WALKS FOR SNOW EVENTS OVER 2”, SPRING AND FALL CLEANUP AND MORE AS PROVIDED BY THE MASTER DEED.

12 Cove Drive, Bay City

$249,900

Step into a piece of Bay City history at 814 N. Monroe Street, originally built around 1876 as the George H. and Elva Shearer House. Designed in the distinctive Second Empire style, this historic property reflects the craftsmanship and elegance of Bay City’s lumber-era past. The Shearer family was prominent in the local lumber, real estate, insurance, and banking communities, making this home a meaningful part of the city’s story. Today, the property offers a unique mixed-use layout with residential and commercial possibilities. The main level, formerly an attorney’s office known as the Bay Justice Building, showcases the home's historic character with two fireplaces, beautiful original woodwork, a wet bar, and a half bathroom. The space offers flexibility for office, business, entertaining, or additional living uses. The second level features condo-style living with 2 bedrooms, 2 full bathrooms, kitchen, and a spacious living area with two beautiful stone fireplaces. One bathroom includes a jetted garden tub, walk in shower, and a dedicated laundry area. As you go through the living room you will find stairs to the third floor. The third level provides additional storage, another half bathroom, and patio doors leading to a private deck. From there, stairs lead to the rooftop deck, offering an exceptional view of downtown Bay City, a rare feature that truly sets this property apart. Imagine the view of the fireworks!! Outside there is a beautiful front porch, brick designed parking spaces, a modest easy to maintain yard with a deck complete with chiminea, a privacy fence, and a storage shed to keep your lawn equipment in. From its original architectural details to its modern versatility and rooftop views, 814 N. Monroe Street is more than a property. It is a piece of Bay City history ready for its next chapter. Truly a one of a kind opportunity.

2 Beds ⋅ 4 Baths ⋅ 50219629 MLS

Step into a piece of Bay City history at 814 N. Monroe Street, originally built around 1876 as the George H. and Elva Shearer House. Designed in the distinctive Second Empire style, this historic property reflects the craftsmanship and elegance of Bay City’s lumber-era past. The Shearer family was prominent in the local lumber, real estate, insurance, and banking communities, making this home a meaningful part of the city’s story. Today, the property offers a unique mixed-use layout with residential and commercial possibilities. The main level, formerly an attorney’s office known as the Bay Justice Building, showcases the home's historic character with two fireplaces, beautiful original woodwork, a wet bar, and a half bathroom. The space offers flexibility for office, business, entertaining, or additional living uses. The second level features condo-style living with 2 bedrooms, 2 full bathrooms, kitchen, and a spacious living area with two beautiful stone fireplaces. One bathroom includes a jetted garden tub, walk in shower, and a dedicated laundry area. As you go through the living room you will find stairs to the third floor. The third level provides additional storage, another half bathroom, and patio doors leading to a private deck. From there, stairs lead to the rooftop deck, offering an exceptional view of downtown Bay City, a rare feature that truly sets this property apart. Imagine the view of the fireworks!! Outside there is a beautiful front porch, brick designed parking spaces, a modest easy to maintain yard with a deck complete with chiminea, a privacy fence, and a storage shed to keep your lawn equipment in. From its original architectural details to its modern versatility and rooftop views, 814 N. Monroe Street is more than a property. It is a piece of Bay City history ready for its next chapter. Truly a one of a kind opportunity.

814 N Monroe Street, Bay City

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