Bay City Homes under $250,000

Bay City Homes under $250,000

Welcome to Bay City, Michigan, a hidden gem nestled in the heart of Bay County! Known for its rich history, vibrant arts scene, and stunning waterfront views along the Saginaw River, Bay City offers a unique blend of small-town charm and modern conveniences. With a population that embraces community spirit, this city is perfect for families, retirees, and everyone in between.

One of the most appealing aspects of Bay City is its diverse real estate market, particularly for those seeking affordable housing options. Homes under $250,000 are not just a possibility here—they're a reality! Whether you’re a first-time homebuyer or looking to invest, Bay City boasts a variety of charming properties that cater to different tastes and lifestyles. From cozy bungalows to spacious family homes, you’ll find a range of options that fit your budget without compromising on quality.

The local community is vibrant, with an array of parks, shops, and eateries that contribute to the city’s welcoming atmosphere. Enjoy leisurely strolls along the waterfront, participate in seasonal festivals, or explore the local art galleries and theaters. Bay City’s strong sense of community makes it easy to meet new friends and connect with neighbors.

If you're searching for a place that combines affordability with an engaging lifestyle, Bay City is the perfect destination. Discover your dream home in this delightful city today, and experience all that Bay City has to offer!

Newest Bay City Homes under $250,000

1106 N Dean Street, Bay City
$115,000
2 Beds ⋅ 1 Baths ⋅ 50223899 MLS
Welcome home to 1106 N. Dean Street, a charming cottage-style gem in the heart of Bay City. This inviting 2-bedroom, 1-bath home offers the perfect blend of cozy character and modern comfort. Step inside to discover a beautifully refreshed interior featuring newly updated kitchen and renovated bathroom. With thoughtful improvements throughout including a new water heater installed this year, you can move in with total peace of mind. The appeal continues outdoors with a fully fenced-in backyard. Whether you are a first-time buyer or looking to downsize into a space that feels just right, this move-in-ready cottage is a must-see. Don’t miss your chance to make this delightful Bay City property your own—schedule your private tour today! Agent is related to Seller

1106 N Dean Street, Bay City
1003 N Linn St Street, Bay City
$109,900
3 Beds ⋅ 1 Baths ⋅ 50223858 MLS
Charming Linn St Opportunity! Move-in ready, fully updated systems, and immediate possession at closing! Perfect for investors or first-time buyers, this vacant Linn Street home delivers low-maintenance living with major peace of mind. Key highlights include a 2025 roof (15-yr warranty), a 2022 heating system, central A/C, updated electrical, and a clean, dry basement ready for storage or future expansion. The fully fenced backyard comes complete with a fire pit and side deck for pets and outdoor entertaining. Conveniently located just 3 minutes from DeFoe Park, this low-maintenance home delivers incredible value and rental potential. Schedule your showing today!

1003 N Linn St Street, Bay City
805 19th Street, Bay City
$89,900
4 Beds ⋅ 1 Baths ⋅ 50223710 MLS
Welcome home to this versatile and thoughtfully updated residence situated on a larger-than-average city lot. Stepping inside, you are greeted by an expansive living room featuring fresh carpeting and a cozy gas fireplace—the perfect anchor for everyday relaxing and hosting. The heart of the home features a nicely updated kitchen designed for effortless meal prep. With four bedrooms, including two conveniently located on the main level, this layout offers exceptional flexibility for any lifestyle. The main floor updated bathroom is highlight-worthy, complete with a contemporary, accessible walk-in shower. Out back, the property continues to impress with an extra-large garage that offers far more than standard parking. Behind the garage, discover an adaptable additional room ideal for a private workshop, dedicated storage, or a vibrant playroom. Below, the classic Michigan basement delivers reliable utility and extra space for all your storage needs. Combining prime outdoor space with move-in-ready comfort, this home is ready for its next chapter.

805 19th Street, Bay City
1014 17th Street, Bay City
$129,900
3 Beds ⋅ 2 Baths ⋅ 50223631 MLS
3 bed 1 bath ranch home ranch home on corner lot with fence in area large det garage full basement with family room wood floors in all bedrooms. put you personal touches on it with some cosmetic repairs and call it yours

1014 17th Street, Bay City
708 Nebobish Avenue, Bay City
$110,000
3 Beds ⋅ 2 Baths ⋅ 50223614 MLS
Welcome to this charming 3-bedroom, 2-bath home on Nebobish Ave in Bay City, conveniently located near Essexville, Carroll Park, and Downtown Bay City. This home offers a spacious main floor featuring a large living room and dining area with beautiful wood flooring, perfect for everyday living and entertaining. The layout includes one main-floor bedroom, with an additional 1-3 bedrooms upstairs that offer flexible space for family, guests, or a home office. The dry, open basement provides great potential for future finishing or extra storage. Outside, you’ll find a generously sized yard—rare for a city lot—along with a 1-car garage. Additional highlights include central air, a newer furnace, and various updates throughout the home. A great opportunity to own a well-located home with room to grow!

708 Nebobish Avenue, Bay City
202 Ingraham Street, Bay City
$149,900
4 Beds ⋅ 2 Baths ⋅ 50223560 MLS
Welcome to this spacious and completely remodeled home in a nice Bay City neighborhood! Offering 1,759 square feet of beautifully updated living space, this move-in-ready home features 4 large bedrooms with the possibility of a 5th bedroom if needed, along with 1.5 bathrooms. Every bedroom offers generous space and tall ceilings, while the main floor primary bedroom and main floor laundry provide added convenience. This home has truly been updated from top to bottom with a brand-new roof, all new drywall and paint, new paneling, new flooring throughout, including new carpet and LVP, and updated electrical. The completely remodeled kitchen features brand-new cabinets, countertops, and appliances, while the bathroom has been updated with new toilets, fixtures, and finishes. Central air and vinyl siding add to the home's comfort and low-maintenance appeal. Outside, you'll find a fenced-in yard offering a great space for pets, entertaining, or relaxing. The Michigan basement provides valuable additional storage space. With so many improvements, this home is truly "new, new, new!" and ready for its next owner. Don't miss this opportunity to own a spacious, extensively remodeled home with immediate possession available. Move right in and enjoy! Must see!

202 Ingraham Street, Bay City
1704 Pulaski Street, Bay City
$79,900
2 Beds ⋅ 1 Baths ⋅ 50223538 MLS
This 2-bedroom, 1-bathroom home on Pulaski Street offers 604 square feet of efficient, well-planned living on a 50x100 lot. Hardwood floors set the tone in the living room, and the washer and dryer have their own space at the back of the house. The furnace was replaced in 2023, so one of the larger systems is already updated. The detached one-car garage adds covered parking and storage. It's a manageable footprint with practical updates in place. Schedule your private showing today!

1704 Pulaski Street, Bay City
2015 7th Street, Bay City
$119,000
4 Beds ⋅ 3 Baths ⋅ 50223501 MLS
Welcome to this charming 4-bedroom, 2.5-bath home nestled in the heart of Bay City’s historic district, where timeless character meets endless potential. As you step inside, you’ll immediately notice the oversized front porch/sunroom—a wonderful space to relax, enjoy your morning coffee, or welcome guests. Inside, the home showcases beautiful 9-foot ceilings and a wood-burning fireplace in the living room, adding warmth and character to the space. The first- and second-floor bathrooms feature updated finishes, while the upstairs hallway and staircase are filled with beautiful natural light from the skylights above. A first-floor laundry adds convenience and functionality to the home. The kitchen and dining room offer a great opportunity for customization. An attached garage provides added convenience, with a loft above offering additional storage or potential flexible-use space. Outside, enjoy the privacy of a fenced-in backyard—perfect for relaxing, entertaining, gardening, or enjoying time outdoors. This home has so much potential and is ready for its next owner to make it their own while preserving and celebrating the historic beauty and character that make it special. If you appreciate older homes, architectural charm, and the opportunity to create a space that reflects your own style, this home is ready and priced to sell.

2015 7th Street, Bay City
307 Mcgraw Street, Bay City
$159,900
2 Beds ⋅ 1 Baths ⋅ 61034707 MLS
This well-maintained home offers a fantastic combination of comfort, functionality, and versatile entertaining space. Inside, you'll find new flooring throughout, updated windows in the living room and bathroom, and a bright kitchen featuring brand-new appliances and a new window above the sink. The property sits on two parcels, providing added space and flexibility. Outside, the property truly stands out with two garages. One serves as a traditional garage, while the second is an incredible multi-purpose shop and entertainment space complete with its own bathroom, heating, and air conditioning--perfect for hosting guests, pursuing hobbies, or creating the ultimate workspace. Conveniently located with easy access to the expressway, this unique property offers versatile spaces both inside and out. A must-see!

307 Mcgraw Street, Bay City
2700 N Vanburen Street, Bay City
$165,000
4 Beds ⋅ 2 Baths ⋅ 50223423 MLS
Welcome to 2700 N VanBuren, ideally situated on the border of Bay City and Essexville! This spacious 1,862 sq ft home offers 4 bedrooms, 2 full baths, and a full basement, all nestled on a desirable corner lot with convenient driveway access from the alley. The home beautifully blends classic character with numerous updates and improvements. The main floor features 9-ft ceilings, beautiful French doors, a decorative fireplace in the living room, and a spacious kitchen offering an abundance of cabinetry and countertop space. You'll also find a convenient first-floor laundry hookup, an updated full bathroom, and a first-floor bedroom with direct access to the bathroom which is wheel chair accessible if needed—providing flexibility for guests, family, or one-level living. Upstairs are 3 generously sized bedrooms, offering walk-in closet space, along with another updated full bathroom. The full basement provides plenty of additional room for storage, hobbies, or future use. Numerous updates provide peace of mind, including a new roof in 2024, exterior painted in 2025, updated electrical and plumbing, newer drain tile added around perimeter of the home, and a completely insulated attic with blown-in insulation throughout the walls. Step outside and enjoy the impressive 23x14 covered front porch or unwind on the 25x13 rear deck overlooking the yard. The property also features an apple tree, magnolia tree, and a fence lined with beautiful lilac trees, creating a charming outdoor setting. A storage shed provides convenient space for lawn equipment and additional storage. A wonderful combination of character, space, updates, and outdoor living in a convenient Bay City/Essexville location!

2700 N Vanburen Street, Bay City
1004 Joseph Street, Bay City
$149,900
3 Beds ⋅ 1 Baths ⋅ 50223422 MLS
Welcome home to 1004 Joseph Street, a beautifully updated 3-bedroom, 1-bathroom move-in ready home in Bay City, MI. Step inside to an inviting living area centered around a cozy fireplace, surrounded by fresh modern updates and stylish finishes throughout. Outside features a large, full fenced backyard offering ideal privacy and plenty of room for pets, play, or outdoor entertaining. All conveniently located just minutes from local parks, schools, and downtown Bay City.

1004 Joseph Street, Bay City
206 S Mountain Street, Bay City
$129,900
4 Beds ⋅ 2 Baths ⋅ 50223413 MLS
More space than you might expect! This charming brick Cape Cod offers 4 bedrooms, 1.5 baths and plenty of room to make your own. Step inside to find hardwood floors, a comfortable living area and a functional layout with space that extends beyond the main level. The partially finished basement adds even more flexibility for a family room, recreation space, home office or hobbies, while additional unfinished space provides plenty of storage. Outside, enjoy a manageable backyard, storage shed and 1-car garage. Conveniently located on Bay City's west side near shopping, dining and everyday amenities. If you've been looking for a home with character, extra space and plenty of potential.

206 S Mountain Street, Bay City
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